1120 Roberts Chapel Rd, Stem, NC 27581 Property Records

Granville County property record for 1120 Roberts Chapel Rd, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 2020
Lot Size	8.66 acres (377,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Apr 2019)
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Mar 2020 Construction Loan Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`087900610338`

Property Details

APN / Parcel Number

Primary APN	`087900610338`
Alternative APN	`32397201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,442 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	377,230 sqft (8.66 acres)
Porch	Slab
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	32397201
Street Address	1120 ROBERTS CHAPEL RD
City	STEM
State	NC
Zip	27581-9561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1120 ROBERTS CHAPEL RD
Legal Subdivision	SARMANDIAN SUBDIVISION
Legal Lot Number	3
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1017
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1644 BIRCH DR, CREEDMOOR, NC 27522-8222
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · Construction Mortgage STATE EMPLOYEES CU
Apr 10, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Deed Book / Page	1722 / 591
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1120 ROBERTS CHAPEL RD, STEM, NC 27581-9561
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1766/366
Date	Mar 6, 2020
Book Page	1766/366

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Apr 10, 2019
Property Address	1120 ROBERTS CHAPEL RD, STEM, NC 27581-9561
Document Number	1722/591
Book / Page	1722 / 591
Map Reference	MB 47 PG 54
Instrument Date	Apr 8, 2019
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 BIRCH DR, CREEDMOOR, NC 27522-8222

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,604 (-) Land $77,771 Building $238,833
2025	$2,322.00 (+22.6%)	$316,604 (+53.02%) Land $77,771 Building $238,833	$316,604 (-) Land $77,771 Building $238,833
2024			$316,604 (+53.02%) Land $77,771 Building $238,833
2023	$1,894.00 (+0.58%)	$206,904 (-) Land $41,649 Building $165,255	$206,904 (-) Land $41,649 Building $165,255
2022	$1,883.00	$206,904 Land $41,649 Building $165,255	$206,904 Land $41,649 Building $165,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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