1097 Roberts Chapel Rd, Stem, NC 27581 Property Records

Granville County property record for 1097 Roberts Chapel Rd, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 2002
Lot Size	1 acres (43,700 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Sep 2017)
Tax Bill	$2,210 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15292-33342301`

Property Details

APN / Parcel Number

Primary APN	`15292-33342301`
Alternative APNs	`087900416878` `087900 037` `87967301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,908 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,700 sqft (1 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	87967301
Street Address	1097 ROBERTS CHAPEL RD
City	STEM
State	NC
Zip	27581-9560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	1097 ROBERTS CHAPEL RD
Legal Subdivision	SADDLE RIDGE
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1011
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1097 ROBERTS CHAPEL RD, STEM, NC 27581-9560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 26, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 27, 2017	Special Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Jul 28, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Book / Page	1660 / 97
Prior Transfer Date	Jul 27, 2017
Prior Transfer Doc	1652/461
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Recording Date	Aug 12, 2026
Property Address	1097 ROBERTS CHAPEL RD, STEM, NC 27581-9560
Document Number	2084000343
Book / Page	2084 / 343
Instrument Date	Aug 6, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 ROBERTS CHAPEL RD, STEM, NC 27581-9560

Mortgage

Document Number	2084000343,
Date	Aug 12, 2026
Book Page	2084/343

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1097 ROBERTS CHAPEL RD, STEM, NC 27581-9560
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001960/844
Date	Sep 13, 2023
Book Page	1960/844

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1097 ROBERTS CHAPEL RD, STEM, NC 27581-9560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1785/934
Date	Jul 17, 2020
Book Page	1785/934

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1097 ROBERTS CHAPEL RD, STEM, NC 27581-9560
Transaction Type	Mortgage
Record Updated	Dec 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1701/879
Date	Sep 26, 2018
Book Page	1701/879

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BUTNER, NC 27509

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1097 ROBERTS CHAPEL RD, STEM, NC 27581-9560
Transaction Type	Mortgage
Record Updated	Dec 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1690/326
Date	Jun 15, 2018
Book Page	1690/326

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Sep 27, 2017
Property Address	1097 ROBERTS CHAPEL RD, STEM, NC 27581-9560
Document Number	1660/097
Book / Page	1660 / 097
Map Reference	MB 27 PG 58
Instrument Date	Sep 20, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ORKNEY RD, STEM, NC 27581-9130

Mortgage

Document Number	1660101
Date	Sep 27, 2017
Instrument	1660/101

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jul 28, 2017
Property Address	1097 ROBERTS CHAPEL RD, STEM, NC 27581-9560
Document Number	1652/461
Book / Page	1652 / 461
Map Reference	MB 27 PG 58
Instrument Date	Jul 27, 2017
Transaction Type	Foreclosure
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Tax	$398.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,823 (-) Land $43,225 Building $268,598
2025	$2,210.00 (+22.57%)	$311,823 (+57.9%) Land $43,225 Building $268,598	$311,823 (-) Land $43,225 Building $268,598
2024			$311,823 (+57.9%) Land $43,225 Building $268,598
2023	$1,803.00 (+0.56%)	$197,484 (-) Land $26,000 Building $171,484	$197,484 (-) Land $26,000 Building $171,484
2022	$1,793.00	$197,484 Land $26,000 Building $171,484	$197,484 Land $26,000 Building $171,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Roberts Chapel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures