Granville County property record for 1089 Roberts Chapel Rd, Stem, NC 27581
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,666 sqft · built 2003 |
| Lot Size | 1.27 acres (55,485 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $331,000 (May 2021) |
| Tax Bill | $3,233 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15282-44006301 |
| Primary APN | 15282-44006301 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,666 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 55,485 sqft (1.27 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 458 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1060433 |
|---|---|
| Street Address | 1089 ROBERTS CHAPEL RD |
| City | STEM |
| State | NC |
| Zip | 27581-9560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR40 |
| Legal Description | LOT 4 |
| Legal Subdivision | SADDLE RDG |
| Legal Lot Number | 4 |
| Jurisdiction | GRANVILLE NC |
| Township / Civil Division | TALLY HO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 970701 |
Source: Granville County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1089 ROBERTS CHAPEL RD, STEM, NC 27581-9560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | Feb 16, 2007 · Amount on Record |
| Deed Book / Page | 1842 / 768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Recording Date | May 28, 2021 |
| Property Address | 1089 ROBERTS CHAPEL RD, STEM, NC 27581-9560 |
| Document Number | 1842/768 |
| Book / Page | 1842 / 768 |
| Map Reference | MB 27 PG 58 |
| Instrument Date | May 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $662.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1089 ROBERTS CHAPEL RD, STEM, NC 27581-9560 |
| Document Number | 1842770 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 1842/770 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Granville County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Granville County |
| Unified School District | Granville County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,146 (-) Land $66,500 Building $395,646 | ||
| 2025 | $3,233.00 (+46.55%) | $462,146 (+90.27%) Land $66,500 Building $395,646 | $462,146 (-) Land $66,500 Building $395,646 |
| 2024 | $462,146 (+90.27%) Land $66,500 Building $395,646 | ||
| 2023 | $2,206.00 (+0.5%) | $242,887 (-) Land $40,000 Building $202,887 | $242,887 (-) Land $40,000 Building $202,887 |
| 2022 | $2,195.00 | $242,887 Land $40,000 Building $202,887 | $242,887 Land $40,000 Building $202,887 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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