1094 Roberts Chapel Rd, Stem, NC 27581 Property Records

Granville County property record for 1094 Roberts Chapel Rd, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,576 sqft · built 1951
Lot Size	22.9 acres (998,831 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Sep 2023)
Tax Bill	$3,902 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26856-2019303`

Property Details

APN / Parcel Number

Primary APN	`26856-2019303`
Alternative APNs	`087900415224` `087900 017` `2019303` `1103703`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,576 sqft Heated Area
Storm Shelter	Storm Shelter
Flooring	Tile
Interior Walls	Wallboard/Drywall
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	998,831 sqft (22.9 acres)

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Deck Area	288 sqft
Stable	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1103703
Street Address	1094 ROBERTS CHAPEL RD
City	STEM
State	NC
Zip	27581-9559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	TRACT 2
Legal Tract	2
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1017
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1094 ROBERTS CHAPEL RD, STEM, NC 27581-9559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 27, 2023	Warranty Deed, Transfer
Aug 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTH STATE BANK
Aug 7, 2020	Deed of Trust, Mortgage · Construction Mortgage TOWNE MORTGAGE OF THE CAROLINAS
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK
Jan 15, 2020	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Aug 1, 2023 · Amount on Record
Deed Book / Page	1962 / 647
Prior Transfer Date	Jan 15, 2020
Prior Transfer Doc	1759/918
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Recording Date	May 6, 2026
Property Address	1094 ROBERTS CHAPEL RD, STEM, NC 27581-9559
Document Number	2070000849
Book / Page	2070 / 849
Instrument Date	May 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PA-ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 ROBERTS CHAPEL RD, STEM, NC 27581-9559

Mortgage

Document Number	2070000849,
Date	May 6, 2026
Book Page	2070/849

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Sep 27, 2023
Property Address	1094 ROBERTS CHAPEL RD, STEM, NC 27581-9559
Document Number	001962/647
Book / Page	1962 / 647
Map Reference	MB 52 PG 142
Instrument Date	Sep 26, 2023
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 ROBERTS CHAPEL RD, STEM, NC 27581-9561

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1094 ROBERTS CHAPEL RD, STEM, NC 27581-9559
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SILTSTONE DR, FRANKLINTON, NC 27525-7364

Mortgage

Document Number	001956/177
Date	Aug 1, 2023
Book Page	1956/177

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1094 ROBERTS CHAPEL RD, STEM, NC 27581-9559
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1790/39
Date	Aug 7, 2020
Book Page	1790/39

Lender

Name	TOWNE MORTGAGE OF THE CAROLINAS
Type	Mortgage Company
Address	RALEIGH, NC 27609

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2021

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1094 ROBERTS CHAPEL RD, STEM, NC 27581-9559
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1671/836
Date	Jan 8, 2018
Book Page	1671/836

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	FUQUAY VARINA, NC 27526

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jan 15, 2020
Property Address	1094 ROBERTS CHAPEL RD, STEM, NC 27581-9559
Document Number	1759/918
Book / Page	1759 / 918
Map Reference	MB 48 PG 125
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1086 ROBERTS CHAPEL RD, 1086, STEM, NC 27581-9559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 LARKSPUR DR, FRANKLINTON, NC 27525-9484

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,473 (-) Land $275,650 Building $271,823
2025	$3,902.00 (+12.09%)	$547,473 (+45.34%) Land $275,650 Building $271,823	$547,473 (-) Land $275,650 Building $271,823
2024			$547,473 (+45.34%) Land $275,650 Building $271,823
2023	$3,481.00 (+0.61%)	$376,694 (-) Land $225,557 Building $151,137	$376,694 (-) Land $225,557 Building $151,137
2022	$3,460.00	$376,694 Land $225,557 Building $151,137	$376,694 Land $225,557 Building $151,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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