112 N Oak Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 112 N Oak Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 960 sqft · built 1997
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$687,500 (Sep 2023)
Tax Bill	$8,549 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`461-07-02-0175`

Property Details

APN / Parcel Number

Primary APN	`461-07-02-0175`
Alternative APN	`1911632010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	112 N OAK DR
City	SURFSIDE BEACH
State	SC
Zip	29575-3762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORAL BEACH BLOCK F; LOT 44
Legal Subdivision	RICHARDSON BUILDERS
Legal Block	F
Legal Lot Number	44
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2038
Census Tract	51201

Owner

Source: Horry County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3417 HILLYARD DR, BROADWAY, VA 22815-3213
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Warranty Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage CRESCOM BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Sep 9, 2019 · Amount on Record
Deed Book / Page	4728 / 576
Prior Transfer Date	Jul 9, 2001
Prior Transfer Doc	2388/0870
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Sep 26, 2023
Property Address	112 N OAK DR, SURFSIDE BEACH, SC 29575-3762
Document Number	0047280576
Book / Page	4728 / 576
Instrument Date	Sep 26, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.44
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3417 HILLYARD DR, BROADWAY, VA 22815-3213

Mortgage

Document Number	67170000003080
Date	Sep 26, 2023
Book Page	0000006717/0000003080

Lender

Name	VELLUM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	112 N OAK DR, SURFSIDE BEACH, SC 29575-3762
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 N OAK DR, SURFSIDE BEACH, SC 29575-3762

Mortgage

Document Number	63520000000085
Date	Mar 9, 2021
Book Page	0000006352/0000000085

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Sep 9, 2019
Property Address	112 N OAK DR, SURFSIDE BEACH, SC 29575-3762
Document Number	4240/0842
Book / Page	004240 / 000842
Instrument Date	Aug 12, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,249.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 N OAK DR SURFSIDE BEACH SC 295753762, SURFSIDE BEACH, SC 29575-3762

Mortgage

Document Number	6126/3161
Date	Sep 9, 2019
Book Page	006126/003161

Lender

Name	CRESCOM BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 8, 2024

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,549.00		$658,756 (-) Land $515,361 Building $143,395
2024	$8,549.00 (+83.38%)	$39,526 (+96.15%) Land $30,922 Building $8,604	$658,756 (+96.15%) Land $515,361 Building $143,395
2023	$4,662.00 (+1.33%)	$20,151 (-) Land $9,795 Building $10,356	$335,850 (-) Land $163,250 Building $172,600
2021	$4,601.00	$20,151 Land $9,795 Building $10,356	$335,850 Land $163,250 Building $172,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 168 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	406 units insured incl. 238 condo units
Nearby Flood Claims	224 (1979–2022)
Claims Outside the SFHA	20 of 224
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 23 claims Hurricane Matthew, Oct 2016 · 26 claims Hurricane Hugo, Sep 1989 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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