Horry County property record for 22 N Oak Dr, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,792 sqft · built 1998 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,500 (May 2016) |
| Tax Bill | $1,758 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 461-07-02-0180 |
| Primary APN | 461-07-02-0180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 22 N OAK DR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-3759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLORAL BEACH; LOT D BLK G |
| Legal Subdivision | FLORAL SECTION |
| Legal Block | G |
| Legal Lot Number | D |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 51201 |
Source: Horry County records, as of February 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 N OAK DR, SURFSIDE BEACH, SC 29575-3759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2016 · Amount on Record |
| Deed Sale | May 4, 2016 · Amount on Record |
| Prior Sale | Aug 31, 2004 · Amount on Record |
| Deed Book / Page | 3912 / 3131 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 22 N OAK DR, SURFSIDE BEACH, SC 29575-3759 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 22 N OAK DR, SURFSIDE BEACH, SC 29575-3759 |
| Document Number | 66790000001029 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 0000006679/0000001029 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Municipality | Surfside Beach Town |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,758.00 | $580,226 (-) Land $343,574 Building $236,652 | |
| 2024 | $1,758.00 (+10.15%) | $23,209 (+67.3%) Land $13,743 Building $9,466 | $580,226 (+66.47%) Land $343,574 Building $236,652 |
| 2023 | $1,596.00 (+2.7%) | $13,873 (-0.49%) Land $6,930 Building $6,943 | $348,550 (-) Land $173,250 Building $175,300 |
| 2021 | $1,554.00 | $13,942 Land $6,930 Building $7,012 | $348,550 Land $173,250 Building $175,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 168 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 406 units insured incl. 238 condo units |
| Nearby Flood Claims | 224 (1979–2022) |
| Claims Outside the SFHA | 20 of 224 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier.
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