Horry County property record for 108 N Oak Dr, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,920 sqft · built 1997 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Sep 2025) |
| Tax Bill | $4,513 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 461-07-02-0177 |
| Primary APN | 461-07-02-0177 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Deck Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 108 N OAK DR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-3762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLORAL BEACH BLOCK F; LOT 46 |
| Legal Subdivision | FLORAL SECTION OF SURFSIDE BEACH |
| Legal Block | F |
| Legal Lot Number | 46 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 51201 |
108 N Oak Dr is owned by two individuals who bought it in September 2025.
Source: Horry County records, as of February 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7186 STERLING RD, HARRISBURG, PA 17112-8900 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on File |
| Deed Sale | Sep 25, 2025 · Amount on File |
| Prior Sale | Feb 10, 2005 · Amount on File |
| Deed Document Number | 2025106004 |
| Deed Book / Page | 4994 / 2869 |
| Prior Transfer Date | Sep 26, 2003 |
| Prior Transfer Doc | 2647/0583 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Sep 25, 2025 |
| Property Address | 108 N OAK DR, SURFSIDE BEACH, SC 29575-3762 |
| Document Number | 0049942869 |
| Book / Page | 4994 / 2869 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 2025000106004 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.12 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7186 STERLING RD, HARRISBURG, PA 17112-8900 |
| Document Number | 69530000003264 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 0000006953/0000003264 |
| Instrument | 2025000106005 |
| Name | T2 FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Apr 1, 2020 |
The 2025 property tax bill for 108 N Oak Dr was $4,513.
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Municipality | Surfside Beach Town |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,513.00 | $575,286 (-) Land $343,574 Building $231,712 | |
| 2024 | $34,517 (+91.85%) Land $20,614 Building $13,903 | $575,286 (+65.72%) Land $343,574 Building $231,712 | |
| 2023 | $4,171.00 | $17,992 Land $8,740 Building $9,252 | $347,150 Land $173,250 Building $173,900 |
| 2021 | $4,117.00 | $20,829 Land $10,395 Building $10,434 | $347,150 Land $173,250 Building $173,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 108 N Oak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 168 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 406 units insured incl. 238 condo units |
| Nearby Flood Claims | 224 (1979–2022) |
| Claims Outside the SFHA | 20 of 224 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 N Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier.
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