Horry County property record for 120 N Oak Dr, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 558 sqft · built 1960 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,535 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 461-07-02-0171 |
| Primary APN | 461-07-02-0171 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 558 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Deck Area | 144 sqft |
| Cooling System | None |
|---|
| Street Address | 120 N OAK DR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-3762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLORAL BEACH; LT 37 BL F |
| Legal Subdivision | FLORA SECTION AT SURFSIDE |
| Legal Lot Number | 37 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 51201 |
120 N Oak Dr is owned by two individuals who acquired it in March 2007.
Source: Horry County records, as of February 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 LYDIA ST, ROCK HILL, SC 29732-1821 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 21, 2007 |
| Transfer Doc | 32302693 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 120 N Oak Dr was $1,535.
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Municipality | Surfside Beach Town |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,535.00 | $628,784 (-) Land $588,984 Building $39,800 | |
| 2024 | $37,727 (+213.79%) Land $35,339 Building $2,388 | $628,784 (+90.95%) Land $588,984 Building $39,800 | |
| 2023 | $12,023 Land $11,140 Building $883 | $329,300 Land $297,000 Building $32,300 | |
| 2021 | $1,358.00 | $19,758 Land $17,820 Building $1,938 | $329,300 Land $297,000 Building $32,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 N Oak Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 168 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 406 units insured incl. 238 condo units |
| Nearby Flood Claims | 224 (1979–2022) |
| Claims Outside the SFHA | 20 of 224 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 N Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier.
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