112 E North Branch Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 112 E North Branch Rd, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 1960
Lot Size	0.464 acres (20,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Oct 2018)
Tax Bill	$6,153 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`032198-0000`

Property Details

APN / Parcel Number

Primary APN	`032198-0000`
Alternative APN	`U12321818Z000000000150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,630 sqft Living Area
Gross Area	2,118 sqft
1st Floor Area	1,370 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1992
Architectural Style	Mansion
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	20,214 sqft (0.464 acres)
Lot Dimensions	182 ft deep x 116 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	308 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0321980000
Street Address	112 E NORTH BRANCH RD
City	RUSKIN
State	FL
Zip	33570-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-6
Legal Description	NORTH BRANCH SHORES LOTS 15 AND 16
Legal Range	18E
Legal Township	32S
Legal Section	12
Legal Subdivision	NORTH BRANCH SHORES
Legal Tract	18Z
Legal Lot Number	15
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1017
Census Tract	14108

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8555 PARK BYRD RD, LAKELAND, FL 33810-4864
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Feb 7, 2002 · Amount on Record
Deed Document Number	2018397113
Deed Book / Page	26106 / 1001
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 1, 2018
Property Address	112 E NORTH BRANCH RD, RUSKIN, FL 33570-2939
Document Number	0261061001
Book / Page	026106 / 001001
Instrument Date	Sep 17, 2018
Instrument	397113
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 COUNTRY CHASE DR LAKELAND FL 338102368, LAKELAND, FL 33810-2368

Mortgage

Document Number	261061003
Date	Oct 1, 2018
Book Page	026106/001003
Instrument	397114

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,385 (-5.27%) Land $128,431 Building $159,954	$288,385 (-5.27%) Land $128,431 Building $159,954
2025	$6,153.00 (+15.68%)	$304,428 (+10.3%) Land $148,190 Building $156,238	$304,428 (+10.3%) Land $148,190 Building $156,238
2023	$5,319.00 (+7.35%)	$276,006 (+0.29%) Land $123,492 Building $152,514	$276,006 (+0.29%) Land $123,492 Building $152,514
2022	$4,955.00	$275,205 Land $113,612 Building $161,593	$275,205 Land $113,612 Building $161,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	445 (1980–2024)
Claims Outside the SFHA	5 of 445
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 204 claims Tropical Storm Josephine, Oct 1996 · 52 claims Hurricane Elena, Sep 1985 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20