Hillsborough County property record for 104 E North Branch Rd, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,152 sqft · built 2019 |
| Lot Size | 0.178 acres (7,755 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Oct 2021) |
| Tax Bill | $6,571 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 032092-0100 |
| Primary APN | 032092-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 3,000 sqft |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 1,152 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Mansion |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,755 sqft (0.178 acres) |
| Lot Dimensions | 85 ft deep x 94.2 ft wide |
| Porch | Open Porch |
| Porch Area | 1,848 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0320920100 |
|---|---|
| Street Address | 104 E NORTH BRANCH RD |
| City | RUSKIN |
| State | FL |
| Zip | 33570-2939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | COMM AT MOSTELY COR OF LOT 15 THAT PT BEING ON THE WLY BDRY OF EAST NORTH BRANCH ROAD AND RUN THN S 30 DEG 15 MIN 0 SEC E 11.12 FT ALG WLY BDRY OF EAST NORTH BRANCH ROAD THN CONT S 2 DEG 14 MIN 27 SEC E 70.83 FT ALG SD WLY BDRY OF EAST NORTH BRANCH R |
| Legal Range | 18E |
| Legal Township | 32S |
| Legal Section | 12 |
| Legal Subdivision | UNPLATTED |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 14108 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2810 DUNCAN TREE CIR, VALRICO, FL 33594-4244 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC |
| Jan 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Sep 2, 2016 · Amount on Record |
| Deed Document Number | 2021548438 |
| Prior Transfer Date | Dec 1, 2005 |
| Prior Transfer Doc | 0000121301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Oct 29, 2021 |
| Property Address | 104 E NORTH BRANCH RD, RUSKIN, FL 33570-2939 |
| Document Number | 2021548438 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021548438 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | COMMERCIAL TITLE COMPANY, COMMERCE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 HUMMINGBIRD LN, 216, WINTER HAVEN, FL 33884-3107 |
| Name | Verified Name |
|---|---|
| Address | 2810 DUNCAN TREE CIR, VALRICO, FL 33594-4244 |
| Investor | Possibly a Property Investor |
| Document Number | 2021548439 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021548439 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 104 E NORTH BRANCH RD, RUSKIN, FL 33570-2939 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0272311326 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 27231/1326 |
| Instrument | 2020003062 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 27, 2039 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,924 (-5.03%) Land $104,124 Building $208,800 | $312,924 (-5.03%) Land $104,124 Building $208,800 | |
| 2025 | $6,571.00 (+14.78%) | $329,483 (+9.34%) Land $120,143 Building $209,340 | $329,483 (+9.34%) Land $120,143 Building $209,340 |
| 2023 | $5,725.00 (+2.18%) | $301,345 (+1.33%) Land $100,119 Building $201,226 | $301,345 (+1.33%) Land $100,119 Building $201,226 |
| 2022 | $5,603.00 | $297,393 Land $92,110 Building $205,283 | $297,393 Land $92,110 Building $205,283 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 445 (1980–2024) |
| Claims Outside the SFHA | 5 of 445 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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