102 E North Branch Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 102 E North Branch Rd, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,534 sqft · built 1956
Lot Size	0.362 acres (15,779 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,000 (May 2015)
Tax Bill	$3,356 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`032089-0000`

Property Details

APN / Parcel Number

Primary APN	`032089-0000`
Alternative APN	`U123218ZZZ000001090000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	2,243 sqft
1st Floor Area	1,534 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,779 sqft (0.362 acres)
Lot Dimensions	141 ft deep x 119 ft wide
View / Lot	Waterfront
Garage Area	875 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Porch
Porch Area	533 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0320890000
Street Address	102 E NORTH BRANCH RD
City	RUSKIN
State	FL
Zip	33570-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-6
Legal Description	COM AT ELY COR OF LOT 15 OF NORTH BRANCH SHORES SUB RUN S 30 DEG E ALG WLY R/W OF E NORTH BRANCH RD 11.15 FT THENCE S ALG SD WLY R/W 165.05 FT FOR POB THENCE S 87 DEG W 85 FT MOL TO BAYOU SLY ALG BAYOU 144.5 FT MOL TO LITTLE MANATEE RIVER THENCE NELY
Legal Range	18E
Legal Township	32S
Legal Section	12
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Block	1
Legal Lot Number	15
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1017
Census Tract	14108

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 E NORTH BRANCH RD, RUSKIN, FL 33570-2939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Prior Sale	Dec 10, 1996 · Amount on Record
Deed Document Number	2015206521
Deed Book / Page	23308 / 191
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	102 E NORTH BRANCH RD, RUSKIN, FL 33570-2939
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E NORTH BRANCH RD, RUSKIN, FL 33570-2939

Mortgage

Document Number	2021440112
Date	Aug 31, 2021
Instrument	2021440112

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,501 (+53.76%)	$450,260 (+46.61%) Land $264,523 Building $185,737
2025	$3,356.00 (-30.33%) Homeowner's exemption	$196,731 (-32.54%)	$307,112 (-30.51%) Land $264,523 Building $42,589
2023	$4,817.00 (+7.38%) Homeowner's exemption	$291,632 (+5.81%)	$441,975 (-2.94%) Land $240,475 Building $201,500
2022	$4,486.00 Homeowner's exemption	$275,608	$455,379 Land $240,475 Building $214,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	445 (1980–2024)
Claims Outside the SFHA	5 of 445
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 204 claims Tropical Storm Josephine, Oct 1996 · 52 claims Hurricane Elena, Sep 1985 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20