103 E North Branch Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 103 E North Branch Rd, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,232 sqft · built 1980
Lot Size0.179 acres (7,803 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Dec 2017)
Tax Bill$3,570 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Jan 2019 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN032206-0200

Property Details

APN / Parcel Number

Primary APN032206-0200
Alternative APN
  • U12321818Z000000000180

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area2,620 sqft
1st Floor Area1,232 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2002
Architectural StyleMansion
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,803 sqft (0.179 acres)
Lot Dimensions85 ft deep x 85 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area560 sqft
Parking Spaces3 Parking Spaces
PorchScreened Porch
Porch Area504 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0322060200
Street Address103 E NORTH BRANCH RD
CityRUSKIN
StateFL
Zip33570-2940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionNORTH BRANCH SHORES S 20 FT OF LOT 18 AND N 65 FT OF LOT 21
Legal Range18E
Legal Township32S
Legal Section12
Legal SubdivisionNORTH BRANCH SHORES
Legal Tract18Z
Legal Lot Number18
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1017
Census Tract14108

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 E NORTH BRANCH RD, RUSKIN, FL 33570-2940
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Jan 10, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 14, 2017Warranty Deed, Transfer · FHA Mortgage
CARTUS HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2017 · Amount on Record
Deed SaleDec 14, 2017 · Amount on Record
Prior SaleDec 31, 2009 · Amount on Record
Deed Document Number2017481341
Deed Book / Page25429 / 768
Prior Transfer DateDec 8, 2016
Prior Transfer Doc0000500146
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address103 E NORTH BRANCH RD, RUSKIN, FL 33570-2940
Transaction TypeMortgage
Record UpdatedJun 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 E NORTH BRANCH RD, RUSKIN, FL 33570-2940

Mortgage

Document Number0000247603
DateJun 7, 2023
Instrument2023247603
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 6, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 10, 2019
Property Address103 E NORTH BRANCH RD, RUSKIN, FL 33570-2940
Document Number0263361632
Book / Page026336 / 001632
Instrument DateJan 10, 2019
Instrument24099
Transaction TypeTransfer
Record UpdatedFeb 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 E NORTH BRANCH RD RUSKIN FL 335702940, RUSKIN, FL 33570-2940

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 14, 2017
Property Address103 E NORTH BRANCH RD, RUSKIN, FL 33570-2940
Document Number0254290768
Book / Page025429 / 000768
Instrument DateNov 22, 2017
Instrument481341
Transaction TypeTransfer
Record UpdatedJan 4, 2018
Title CompanyPARAMOUNT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 613 RUSKIN FL 335750613, RUSKIN, FL 33575-0613

Mortgage

Document Number254290771
DateDec 14, 2017
Book Page025429/000771
Instrument481342
Lender
NameCARTUS HM LNS
TypeFunding / Finance Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 13, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$210,242 (+2.7%)$272,241 (-3.65%) Land $93,925 Building $178,316
2025$3,570.00 (+15.01%) Homeowner's exemption$204,715 (+5.99%)$282,560 (+8.68%) Land $108,375 Building $174,185
2023$3,104.00 (+5.43%) Homeowner's exemption$193,151 (+3%)$259,993 (-1.57%) Land $90,312 Building $169,681
2022$2,944.00 Homeowner's exemption$187,525$264,130 Land $83,088 Building $181,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 249 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies249 in force
Nearby Flood Claims445 (1980–2024)
Claims Outside the SFHA5 of 445
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 204 claims
  • Tropical Storm Josephine, Oct 1996 · 52 claims
  • Hurricane Elena, Sep 1985 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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