Franklin County property record for 112 E Main St, Frankfort, KY 40601
| Property Type | Commercial |
|---|---|
| Details | built 1996 |
| Lot Size | 0.589 acres (25,648 sqft) |
| Owner | Company Name on File |
| Last Sale | $345,000 (Sep 2022) |
| Tax Bill | $3,853 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-42-12-006.00 |
| Primary APN | 061-42-12-006.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 25,648 sqft (0.589 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Asphalt Driveway |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 71287 |
|---|---|
| Street Address | 112 E MAIN ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2314 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Subdivision | GOVERNORS PLACE SUBDIVISION |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 70601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Frankfort Historic District listed 2009 · 85 contributing resources · NRIS 09000570 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
112 E Main St, a commercial property, is owned by a company that bought it in September 2022.
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 112 E MAIN ST, FRANKFORT, KY 40601-2314 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 2, 2020 | Deed of Trust, Mortgage · Commercial Mortgage WINFIRST BANK |
| May 6, 2020 | Deed of Trust, Mortgage · Commercial Mortgage EXPREE CREDIT UNION |
| Nov 16, 2016 | Deed, Transfer FARMERS & MINERS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on File |
| Deed Sale | Sep 30, 2022 · Amount on File |
| Prior Sale | Aug 19, 2022 · Amount on File |
| Deed Document Number | 2022674615 |
| Deed Book / Page | 616 / 12 |
| Prior Transfer Date | May 18, 2022 |
| Prior Transfer Doc | 0000665762 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 112 E MAIN ST, FRANKFORT, KY 40601-2314 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1539/538 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | M1539/538 |
| Instrument | 505669 |
| Name | WINFIRST BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40391 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 112 E MAIN ST, FRANKFORT, KY 40601-2314 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1535/391 |
|---|---|
| Date | May 6, 2020 |
| Book Page | M1535/391 |
| Instrument | 504666 |
| Name | EXPREE CREDIT UNION |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Apr 30, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Nov 16, 2016 |
| Property Address | 112 E MAIN ST, FRANKFORT, KY 40601-2314 |
| Document Number | 00D565/483 |
| Book / Page | D565 / 483 |
| Map Reference | CAB E PG707 |
| Instrument Date | Nov 15, 2016 |
| Instrument | 452444 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1300 W MAIN ST, LOUISVILLE, KY 40203-1436 |
| Name | Verified Name |
|---|---|
| Address | 2031 CARDWELL LN, FRANKFORT, KY 40601-6647 |
| Investor | Possibly a Property Investor |
| Document Number | 0000452445 |
|---|---|
| Date | Nov 16, 2016 |
| Instrument | 452445 |
| Name | FARMERS & MINERS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 75 Months |
| Due | Feb 15, 2023 |
The 2025 property tax bill for 112 E Main St was $3,853.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Frankfort Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,853.00 | $845,000 Land $195,000 Building $650,000 | $845,000 Land $195,000 Building $650,000 |
| 2023 | $4,005.00 (-0.42%) | $845,000 (-) | $845,000 (-) |
| 2022 | $4,022.00 | $845,000 | $845,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (2010–2025) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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