Franklin County property record for 101 E Main St, Frankfort, KY 40601
| Property Type | Commercial |
|---|---|
| Lot Size | 0.899 acres (39,160 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Dec 2025) |
| Tax Bill | $1,390 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 061-42-09-011.00 |
| Primary APN | 061-42-09-011.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Roof Type | Gable |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 39,160 sqft (0.899 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 56741 |
|---|---|
| Street Address | 101 E MAIN ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2318 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | TRACT 1 .899 ACRE |
| Legal Subdivision | MINOR SUB |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 71200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frankfort Commercial Historic District listed 1979 · 87 contributing resources · NRIS 79000986 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 501 SCHENKEL LN, 100, FRANKFORT, KY 40601-1303 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2025 · Amount on Record |
| Deed Sale | Dec 1, 2025 · Amount on Record |
| Prior Sale | Mar 8, 2021 · Amount on Record |
| Deed Document Number | 2025892270 |
| Deed Book / Page | 642 / 4 |
| Prior Transfer Date | Dec 30, 2009 |
| Prior Transfer Doc | D517/802 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 101 E MAIN ST, FRANKFORT, KY 40601-2318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1569/217 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | M1569/217 |
| Instrument | 513439 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2030 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Frankfort Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,390.00 (-3.81%) | $305,000 (-) Land $95,000 Building $210,000 | $305,000 (-) Land $95,000 Building $210,000 |
| 2023 | $1,445.00 (-0.41%) | $305,000 (-) | $305,000 (-) |
| 2022 | $1,451.00 | $305,000 | $305,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 203 (1978–2025) |
| Claims Outside the SFHA | 49 of 203 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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