Franklin County property record for 104 E Main St, Frankfort, KY 40601
| Property Type | Commercial |
|---|---|
| Lot Size | 0.049 acres (2,153 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Jun 2016) |
| Tax Bill | $410 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2016 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-42-12-007.00 |
| Primary APN | 061-42-12-007.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Brick Veneer |
|---|---|
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,153 sqft (0.049 acres) |
| Lot Dimensions | 75 ft deep x 28 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 66097 |
|---|---|
| Street Address | 104 E MAIN ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2314 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 70601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Frankfort Historic District listed 2009 · 85 contributing resources · NRIS 09000570 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Franklin County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 E MAIN ST, FRANKFORT, KY 40601-2314 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Jun 10, 2016 | Deed, Transfer · Commercial Mortgage COMMUNITY TRUST BANK INC |
| Nov 2, 2006 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2016 · Amount on Record |
| Deed Sale | Jun 10, 2016 · Amount on Record |
| Prior Sale | Nov 2, 2006 · Amount on Record |
| Deed Document Number | 2016446075 |
| Deed Book / Page | 562 / 39 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 104 E MAIN ST, FRANKFORT, KY 40601-2314 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0M1574/372 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | M1574/372 |
| Instrument | 514801 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jun 10, 2016 |
| Property Address | 104 E MAIN ST, FRANKFORT, KY 40601-2314 |
| Document Number | 00D562/039 |
| Book / Page | D562 / 039 |
| Instrument Date | Jun 9, 2016 |
| Instrument | 446075 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4042, FRANKFORT, KY 40604-4042 |
| Name | Verified Name |
|---|---|
| Address | 512 BLACKBURN AVE, FRANKFORT, KY 40601-2037 |
| Document Number | 0000446076 |
|---|---|
| Date | Jun 10, 2016 |
| Instrument | 446076 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 9, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Nov 2, 2006 |
| Property Address | 104 E MAIN ST, FRANKFORT, KY 40601-2314 |
| Document Number | 00D495/072 |
| Book / Page | D495 / 072 |
| Instrument Date | Nov 2, 2006 |
| Instrument | 306754 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $104.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 CLINTON ST, FRANKFORT, KY 40601-1949 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 964, FRANKFORT, KY 40602-0964 |
| Investor | Possibly a Property Investor |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Frankfort Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $410.00 (-3.76%) | $90,000 (-) Land $20,000 Building $70,000 | $90,000 (-) Land $20,000 Building $70,000 |
| 2023 | $426.00 (-0.47%) | $90,000 (-) | $90,000 (-) |
| 2022 | $428.00 | $90,000 | $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (2010–2025) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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