100 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 100 E Main St, Frankfort, KY 40601

Property Summary

Property TypeCommercial
Lot Size0.107 acres (4,662 sqft)
OwnerCompany Name on Record
Last Sale$315,000 (Jul 2025)
Tax Bill$1,162 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN061-42-12-008.00

Property Details

APN / Parcel Number

Primary APN061-42-12-008.00
Alternative APN
  • 70115

Interior

Stories1 Story
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,662 sqft (0.107 acres)
Lot Dimensions90 ft deep x 70 ft wide
TerrainRolling
View / LotFlood Plain/Flood Zone
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number70115
Street Address100 E MAIN ST
CityFRANKFORT
StateKY
Zip40601-2314
Property CategoryCommercial
Property TypeCommercial > Retail
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group1
Census Block1033
Census Tract70601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Frankfort Historic District
listed 2009 · 85 contributing resources · NRIS 09000570

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address112 E MAIN ST, FRANKFORT, KY 40601-2314
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Deed of Trust, Mortgage · Line of Credit
INDEPENDENCE BANK OF KENTUCKY
Apr 12, 2019Deed of Trust, Mortgage · Commercial Mortgage
INDEPENDENCE BANK OF KENTUCKY
Nov 8, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2025 · Amount on Record
Deed SaleJul 21, 2025 · Amount on Record
Prior SaleJun 19, 2007 · Amount on Record
Deed Document Number2025878651
Deed Book / Page639 / 22
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address100 E MAIN ST, FRANKFORT, KY 40601-2314
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1681/752
DateOct 4, 2022
Book PageM1681/752
Instrument674916
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueSep 29, 2027

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address100 E MAIN ST, FRANKFORT, KY 40601-2314
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1486/103
DateApr 12, 2019
Book PageM1486/103
Instrument487595
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressFRANKFORT, KY 40601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term84 Months
DueApr 5, 2026

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateNov 8, 2018
Property Address100 E MAIN ST, FRANKFORT, KY 40601-2314
Document NumberD581/705
Book / PageD581 / 705
Instrument DateJun 13, 2018
Instrument481553
Transaction TypeTransfer
Record UpdatedJul 13, 2021

Transaction

Tax$230.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address157 NORTHWOOD RD, 157, FRANKFORT, KY 40601-1477

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 EST MAIN ST, FRANKFORT, KY 40601

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFrankfort Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,162.00 (-3.81%)$255,000 (-) Land $45,000 Building $210,000$255,000 (-) Land $45,000 Building $210,000
2023$1,208.00 (-0.41%)$255,000 (-)$255,000 (-)
2022$1,213.00$255,000$255,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims9 (2010–2025)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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