112 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 112 E Main St, Elkton, MD 21921

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details5,017 sqft · built 1900
Lot Size0.231 acres (10,060 sqft)
OwnerCompany Name on Record
Last Sale$110,000 (Oct 1986)
Tax Bill$4,353 (2026)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone AE (high risk)
APN03-047660

Property Details

APN / Parcel Number

Primary APN03-047660
Alternative APNs
  • 3047660
  • 047660

Interior

Stories3 Stories
Building Area5,017 sqft Total Area
1st Floor Area5,017 sqft
Basement Area2,365 sqft
Unfinished Basement2,365 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeBrick
Fire ResistanceMasonry Walls, Wood Interior
Lot Area10,060 sqft (0.231 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number047660
Street Address112 E MAIN ST
CityELKTON
StateMD
Zip21921-5907
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeC1
Legal Description.231 ACRE 112 EAST MAIN STREET ELKTON
Legal SubdivisionTOWN ELKTON
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group4
Census Block4003
Census Tract30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 336, NORTH EAST, MD 21901-0336
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 1986 · Amount on Record
Deed SaleOct 17, 1986 · Amount on Record
Deed Book / Page179 / 142
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address112 E MAIN ST, ELKTON, MD 21921-5907
Document Number0042460219
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedJun 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 E MAIN ST ELKTON MD 219215759, ELKTON, MD 21921-5759

Mortgage

Document Number0042460219
DateMay 23, 2018
Book Page004246/000219
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
AddressLANHAM, MD 20706
Agreement
AmountAmount Recorded
Interest
Rate2%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,353.00 (+0.37%)$253,100 (+0.96%)$255,500 (-) Land $95,200 Building $160,300
2025$4,337.00 (+0.39%)$250,700 (+0.97%)$255,500 (+2.9%) Land $95,200 Building $160,300
2023$4,320.00$248,300 Land $95,200 Building $153,100$248,300 Land $95,200 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force
Nearby Flood Claims48 (1978–2021)
Claims Outside the SFHA27 of 48
Most Recent ClaimSep 2021 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: IQ Fiber, T-Mobile, Talkie Communications, Verizon.

Nearby Properties on E Main St

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