116 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 116 E Main St, Elkton, MD 21921

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	7,040 sqft · built 1900
Lot Size	0.256 acres (11,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jan 2024)
Tax Bill	$6,757 (2026)
Deeds & Mortgages	Jan 2024 Sale Jun 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`03-049167`

Property Details

APN / Parcel Number

Primary APN	`03-049167`
Alternative APNs	`3049167` `049167`

Interior

Stories	2 Stories
Building Area	7,040 sqft Total Area
1st Floor Area	7,040 sqft
Basement Area	3,280 sqft
Unfinished Basement	3,280 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Block
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	11,130 sqft (0.256 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	049167
Street Address	116 E MAIN ST
City	ELKTON
State	MD
Zip	21921-5907
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	C1
Legal Description	.2558 ACRE 116-118 EAST MAIN STREET ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	4
Census Block	4003
Census Tract	30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1065 BIRCH LN, GARNET VALLEY, PA 19060-1749
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed, Transfer KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC
Jun 14, 2017	Grant Deed, Transfer KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2024 · Amount on Record
Deed Sale	Jan 10, 2024 · Amount on Record
Prior Sale	Jun 14, 2017 · Amount on Record
Deed Book / Page	5416 / 401
Prior Transfer Date	Dec 30, 2014
Prior Transfer Doc	0036750307
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 10, 2024
Property Address	116 E MAIN ST, ELKTON, MD 21921-5907
Document Number	0054160401
Book / Page	5416 / 401
Instrument Date	Dec 29, 2023
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$2,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1065 BIRCH LN, GARNET VALLEY, PA 19060-1749

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Jun 14, 2017
Property Address	116 E MAIN ST, ELKTON, MD 21921-5907
Document Number	0040810360
Book / Page	004081 / 000360
Instrument Date	Jun 1, 2017
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	321 HERMITAGE DR ELKTON MD 219215748, ELKTON, MD 21921-5748

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,757.00 (+21.86%)	$392,867 (+22.57%)	$465,200 (-) Land $96,300 Building $368,900
2025	$5,545.00 (+28.59%)	$320,533 (+29.33%)	$465,200 (+87.43%) Land $96,300 Building $368,900
2023	$4,312.00	$247,833	$248,200 Land $96,300 Building $151,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	48 (1978–2021)
Claims Outside the SFHA	27 of 48
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber, T-Mobile, Talkie Communications, Verizon.

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