Cecil County property record for 103 E Main St, Elkton, MD 21921 · Last verified August 2026
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3,268 sqft · built 1900 |
| Lot Size | 0.125 acres (5,460 sqft) |
| Owner | Company Name on File |
| Last Sale | $420,000 (Nov 2017) |
| Tax Bill | $2,930 (2025) |
| Deeds & Mortgages | Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-052257 |
| Primary APN | 03-052257 |
|---|---|
| Alternative APNs |
|
| Units | 3 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,268 sqft Total Area |
| 1st Floor Area | 3,268 sqft |
| Basement Area | 1,250 sqft |
| Unfinished Basement | 1,250 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 5,460 sqft (0.125 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 052257 |
|---|---|
| Street Address | 103 E MAIN ST |
| City | ELKTON |
| State | MD |
| Zip | 21921-5906 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | .125 ACRE 103 EAST MAIN STREET ELKTON |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30400 |
Source: Cecil County records · APN 03-052257
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2203 N DUPONT HWY, NEW CASTLE, DE 19720-6302 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2017 · Amount on Record |
| Deed Sale | Nov 13, 2017 · Amount on Record |
| Deed Book / Page | 4160 / 420 |
| Prior Transfer Date | Jan 31, 2015 |
| Prior Transfer Doc | 0036950104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Nov 14, 2017 |
| Property Address | 103 E MAIN ST, ELKTON, MD 21921-5906 |
| Document Number | 0041600420 |
| Book / Page | 004160 / 000420 |
| Instrument Date | Nov 03, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2018 |
| Title Company | ARDENT TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2203 N DUPONT HWY NEW CASTLE DE 197206302, NEW CASTLE, DE 19720-6302 |
| Document Number | 41600426 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 004160/000426 |
| Name | BERNADETTE M SNIADOWSKI |
|---|---|
| Address | 402 MARYLAND AVE, ELKTON, MD 21921-5475 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 13, 2047 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,333 (+10.61%) | $205,300 (-) Land $73,700 Building $131,600 | |
| 2025 | $2,930.00 (+11.24%) | $169,367 (+11.87%) | $205,300 (+35.6%) Land $73,700 Building $131,600 |
| 2023 | $2,634.00 | $151,400 Land $73,700 Building $77,700 | $151,400 Land $73,700 Building $77,700 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150304002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1978–1999) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 1999, rainfall accumulation, Hurricane Floyd Major Disaster Declarations |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, T-Mobile USA, Talkie Communications, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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