Cecil County property record for 105 E Main St, Elkton, MD 21921
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 5,074 sqft · built 1900 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $420,000 (Nov 2017) |
| Tax Bill | $4,412 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-052249 |
| Primary APN | 03-052249 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,074 sqft Total Area |
| 1st Floor Area | 5,074 sqft |
| Basement Area | 2,100 sqft |
| Unfinished Basement | 2,100 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 6,800 sqft (0.156 acres) |
| Porch | Porch |
| Porch Area | 209 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 052249 |
|---|---|
| Street Address | 105 E MAIN ST |
| City | ELKTON |
| State | MD |
| Zip | 21921-5906 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | C1 |
| Legal Description | .1562 ACRE 105-107 EAST MAIN STREET ELKTON |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2203 N DUPONT HWY, NEW CASTLE, DE 19720-6302 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2017 · Amount on Record |
| Deed Sale | Nov 13, 2017 · Amount on Record |
| Prior Sale | Jan 20, 1998 |
| Deed Book / Page | 4160 / 420 |
| Transfer Doc | 0000240151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 105 E MAIN ST, ELKTON, MD 21921-5906 |
| Document Number | 0041600426 |
| Book / Page | 004160 / 000426 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2018 |
| Title Company | ARDENT TITLE COMPANY LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2203 N DUPONT HWY NEW CASTLE DE 197206302, NEW CASTLE, DE 19720-6302 |
| Document Number | 0041600426 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 004160/000426 |
| Name | BERNADETTE M SNIADOWSKI |
|---|---|
| Address | 402 MARYLAND AVE, ELKTON, MD 21921-5475 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 13, 2047 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,412.00 (-0.11%) | $256,567 (+0.48%) | $257,800 (-) Land $83,800 Building $174,000 |
| 2025 | $4,417.00 (-0.09%) | $255,333 (+0.49%) | $257,800 (+1.46%) Land $83,800 Building $174,000 |
| 2023 | $4,421.00 | $254,100 Land $83,800 Building $170,300 | $254,100 Land $83,800 Building $170,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1978–1999) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber, T-Mobile, Talkie Communications, Verizon.
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