Worcester County and Sturbridge Town property record for 112 Cedar St, Sturbridge, MA 01566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,726 sqft · built 1970 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,862 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 202-02046-112 |
| Primary APN | 202-02046-112 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,726 sqft Living Area |
| Gross Area | 5,988 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 202-02046-112 |
|---|---|
| Street Address | 112 CEDAR ST |
| City | STURBRIDGE |
| State | MA |
| Zip | 01566-1356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 2046 |
| Jurisdiction | STURBRIDGE MA |
| Township / Civil Division | STURBRIDGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 758103 |
Source: Worcester County and Sturbridge Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 112 CEDAR ST, STURBRIDGE, MA 01566-1356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Line of Credit COUNTRY BANK |
| Aug 16, 2021 | Deed of Trust, Mortgage · ARM COUNTRY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2015 |
| Deed Sale | Apr 29, 2015 |
| Deed Document Number | 201537578 |
| Deed Book / Page | 53653 / 387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Property Address | 112 CEDAR ST, STURBRIDGE, MA 01566-1356 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067285-338 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 67285/338 |
| Instrument | 30303 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Property Address | 112 CEDAR ST, STURBRIDGE, MA 01566-1356 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 65845-1 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 65845/1 |
| Instrument | 114725 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Sep 1, 2028 |
| Index | 1-Year CMT |
Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sturbridge Town |
| Elementary School District | Sturbridge School District (PK - 06) |
| Secondary School District | Tantasqua School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,862.00 (+3.1%) | $696,300 (+5.29%) Land $75,100 Building $621,200 | $626,066 (+19.34%) |
| 2025 | $10,535.00 (+2.38%) | $661,300 (+5.98%) Land $72,300 Building $589,000 | $524,590 (-) |
| 2024 | $10,290.00 (+16.46%) | $624,000 (+27.61%) Land $70,800 Building $553,200 | $524,590 |
| 2023 | $8,836.00 | $489,000 Land $62,100 Building $426,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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