Worcester County and Sturbridge Town property record for 120 Cedar St, Sturbridge, MA 01566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,580 sqft · built 1960 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $337,000 (May 2024) |
| Tax Bill | $5,212 (2026) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 202-02046-120 |
| Primary APN | 202-02046-120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,580 sqft Living Area |
| Gross Area | 4,213 sqft |
| Basement Area | 1,108 sqft |
| Unfinished Basement | 1,108 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 202-02046-120 |
|---|---|
| Street Address | 120 CEDAR ST |
| City | STURBRIDGE |
| State | MA |
| Zip | 01566-1356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 2046 |
| Jurisdiction | STURBRIDGE MA |
| Township / Civil Division | STURBRIDGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 758103 |
Source: Worcester County and Sturbridge Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 BROOKSIDE AVE, 23, WORCESTER, MA 01602-1630 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 2, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Sep 29, 2021 | Quit Claim Deed, Transfer · FHA Mortgage NORCOM MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on Record |
| Deed Sale | May 2, 2024 · Amount on Record |
| Prior Sale | Sep 29, 2021 · Amount on Record |
| Deed Document Number | 202432503 |
| Deed Book / Page | 70465 / 235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Recording Date | May 2, 2024 |
| Property Address | 120 CEDAR ST, STURBRIDGE, MA 01566-1356 |
| Document Number | 070465-235 |
| Book / Page | 70465 / 235 |
| Instrument Date | May 2, 2024 |
| Instrument | 32503 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 BROOKSIDE AVE APT 23, 23, WORCESTER, MA 01602-1630 |
| Document Number | 0000032504 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 32504 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Recording Date | Sep 29, 2021 |
| Property Address | 120 CEDAR ST, STURBRIDGE, MA 01566-1356 |
| Document Number | 66169-351 |
| Book / Page | 66169 / 351 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 136186 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 120 CEDAR ST, STURBRIDGE, MA 01566 |
| Document Number | 136187 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 136187 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sturbridge Town |
| Elementary School District | Sturbridge School District (PK - 06) |
| Secondary School District | Tantasqua School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,212.00 (+3.43%) | $334,100 (+5.63%) Land $84,700 Building $249,400 | $404,716 (+27.89%) |
| 2025 | $5,039.00 (+5.09%) | $316,300 (+8.77%) Land $81,400 Building $234,900 | $316,445 (+0.51%) |
| 2024 | $4,795.00 (+6.27%) | $290,800 (+16.46%) Land $79,800 Building $211,000 | $314,830 |
| 2023 | $4,512.00 | $249,700 Land $69,400 Building $180,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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