1. Home
  2. Massachusetts
  3. Worcester County
  4. Sturbridge
  5. Cedar St

98 Cedar St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 98 Cedar St, Sturbridge, MA 01566

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,576 sqft · built 2002
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Oct 2024)
Tax Bill$8,287 (2025)
Deeds & MortgagesFeb 2021 Refinance
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202-02056-098

Property Details

APN / Parcel Number

Primary APN202-02056-098
Alternative APNs
  • STUR M:202 B:000 L:2056-098
  • M:202 B:000 L:2056=098

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,576 sqft Living Area
Gross Area5,304 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number202-02056-098
Street Address98 CEDAR ST
CitySTURBRIDGE
StateMA
Zip01566-1355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionNEW DIMENSIONS TEMPLETON PREPA
Legal Lot Number2056-98
JurisdictionSTURBRIDGE MA
Township / Civil DivisionSTURBRIDGE
Census Block Group2
Census Block2003
Census Tract758103

Owner

Source: Worcester County and Sturbridge Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6 HUTCHINSON RD, SUTTON, MA 01590-1846
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE AFFINITY LLC
May 24, 2019Quit Claim Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2024 · Amount on Record
Deed SaleOct 4, 2024 · Amount on Record
Prior SaleMay 24, 2019 · Amount on Record
Deed Book / Page71118 / 240
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTURBRIDGE MA
Property Address98 CEDAR ST, STURBRIDGE, MA 01566-1355
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0064567-97
DateFeb 26, 2021
Book Page64567/97
Instrument27753
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTURBRIDGE MA
Recording DateMay 24, 2019
Property Address98 CEDAR ST, STURBRIDGE, MA 01566-1355
Document Number60449-309
Book / Page060449 / 000309
Instrument DateMay 22, 2019
Instrument46934
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,504.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address0 OLD POOR FARM RD WARE MA 01082, WARE, MA 01082

Mortgage

Document Number60449-313
DateMay 24, 2019
Book Page060449/000313
Instrument46935
Lender
NameGUARANTEED RATE
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 23, 2049

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSturbridge Town
Elementary School DistrictSturbridge School District (PK - 06)
Secondary School DistrictTantasqua School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,287.00 (+10.67%)$520,200 (+14.56%) Land $84,500 Building $435,700$413,155 (+2.38%)
2024$7,488.00 (+3.63%)$454,100 (+13.55%) Land $82,800 Building $371,300$403,560
2023$7,226.00$399,900 Land $71,900 Building $328,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTURBRIDGE WATER DEPARTMENT
serves 4,746 people · EPA ID MA2287000
Water SourceGroundwater influenced by surface water
Last State InspectionSep 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures