118 Cedar St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 118 Cedar St, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,135 sqft · built 1968
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Trust Names on Record
Tax Bill	$4,900 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202-02046-118`

Property Details

APN / Parcel Number

Primary APN	`202-02046-118`
Alternative APNs	`STUR M:202 B:000 L:2046-118` `M:202 B:000 L:2046=118`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,135 sqft Living Area
Gross Area	3,010 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	202-02046-118
Street Address	118 CEDAR ST
City	STURBRIDGE
State	MA
Zip	01566-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	2046
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2003
Census Tract	758103

Owner

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	118 CEDAR ST, STURBRIDGE, MA 01566-1356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Sep 9, 2020
Property Address	118 CEDAR ST, STURBRIDGE, MA 01566-1356
Document Number	63166-146
Book / Page	063166 / 000146
Instrument Date	Aug 28, 2020
Instrument	100094
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	118 CEDAR ST STURBRIDGE MA 015661356, STURBRIDGE, MA 01566-1356

Mortgage

Document Number	63211-75
Date	Sep 9, 2020
Book Page	063211/000075
Instrument	103301

Lender

Name	118 CEDAR ST MTG

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,900.00 (+2.75%)	$314,100 (+4.91%) Land $75,100 Building $239,000	$344,092 (+9%)
2025	$4,769.00 (+3.76%)	$299,400 (+7.43%) Land $72,300 Building $227,100	$315,685 (-)
2024	$4,596.00 (+5.41%)	$278,700 (+15.5%) Land $70,800 Building $207,900	$315,685
2023	$4,360.00	$241,300 Land $62,100 Building $179,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000