Bergen County and Ramsey Borough property record for 112 Ackerman Ave, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1920 |
| Square Footage | 1,775 sqft Living Area |
| Lot Size | 14,985 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,750,000 (2025) |
| Tax Bill | $12,387.00 (2025) |
Source: Bergen County and Ramsey Borough records · APN 48-02302-0000-00010
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 ACKERMAN AVE, RAMSEY, NJ 07446-1815 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Dec 09, 2025 | Deed, Transfer CARNEGIE TITLE LLC |
| Jun 27, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jun 27, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2025 · Amount on Record |
| Deed Sale | Dec 09, 2025 · Amount on Record |
| Prior Sale | Feb 05, 2025 · Amount on Record |
| Deed Doc Number | 202585151 |
| Deed Book / Page | 5671 / 436 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 09, 2025 |
| Property Address | 112 ACKERMAN AVE, RAMSEY, NJ 07446-1815 |
| Document Number | 0056710436 |
| Book / Page | 5671 / 436 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025085151 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2026 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $36,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8-35 OAK ST, FAIR LAWN, NJ 07410-1518 |
| Name | Verified Name |
|---|---|
| Address | 112 CKERMAN AVE, FAIR LAWN, NJ 07410 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 112 ACKERMAN AVE, RAMSEY, NJ 07446-1815 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 112 ACKERMAN AVE, RAMSEY, NJ 07446-1815 |
| Document Number | 0050240238 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 5024/238 |
| Instrument | 2023041976 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 702 Months |
| Due | Dec 29, 2081 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.57% |
| Type Change Date | Aug 01, 2023 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 112 ACKERMAN AVE, RAMSEY, NJ 07446-1815 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 112 ACKERMAN AVE, RAMSEY, NJ 07446-1815 |
| Document Number | 0050240252 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 5024/252 |
| Instrument | 2023041977 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 702 Months |
| Due | Dec 29, 2081 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.57% |
| Type Change Date | Aug 01, 2023 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 12.5% |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,462,000 (+143.02%) Land $349,800 Building $1,112,200 | $1,462,000 (+143.02%) Land $349,800 Building $1,112,200 | |
| 2025 | $12,387.00 (-7.04%) | $601,600 (+27.4%) Land $324,800 Building $276,800 | $601,600 (+27.4%) Land $324,800 Building $276,800 |
| 2024 | $13,325.00 (+7.59%) | ||
| 2023 | $472,200 Land $275,200 Building $197,000 | $472,200 Land $275,200 Building $197,000 | |
| 2022 | $12,385.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 48-02302-0000-00010 |
|---|
| Building Area | 1,775 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1700 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame Construction |
| Lot Area | 14,985 sqft (0.344 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 112 ACKERMAN AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1815 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.344AC |
| Legal Block | 2302 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 44100 |
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