109 Ackerman Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 109 Ackerman Ave, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1900
Square Footage	1,394 sqft Living Area
Lot Size	7,492 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$188,000 (1995)
Tax Bill	$10,326.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`48-02301-0000-00005`
Alternative APN	`480230100005`

Interior

Building Area	1,394 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame Construction
Lot Area	7,492 sqft (0.172 acres)
Parking Spaces	1 Parking Spaces

Location & Zoning

Street Address	109 ACKERMAN AVE
City	RAMSEY
State	NJ
Zip	07446-1814
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.172AC
Legal Block	2301
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	2
Census Block	2002
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02301-0000-00005

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 ACKERMAN AVE, RAMSEY, NJ 07446-1814
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 1995 · Amount on Record
Deed Sale	Nov 22, 1995 · Amount on Record
Prior Sale	Jun 13, 1995 · Amount on Record
Deed Book / Page	7837 / 155
Record Refreshed	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	109 ACKERMAN AVE, RAMSEY, NJ 07446-1814
Document Number	0029981818
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	109 ACKERMAN AVE RAMSEY NJ 074461814, RAMSEY, NJ 07446-1814

Mortgage

Document Number	0029981818
Date	Jul 17, 2018
Book Page	002998/001818
Instrument	50513

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2033

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,400 (+5.36%) Land $325,800 Building $202,600	$528,400 (+5.36%) Land $325,800 Building $202,600
2025	$10,326.00 (-9.02%)	$501,500 (+24.69%) Land $300,800 Building $200,700	$501,500 (+24.69%) Land $300,800 Building $200,700
2024	$11,350.00 (+7.59%)
2023		$402,200 Land $262,900 Building $139,300	$402,200 Land $262,900 Building $139,300
2022	$10,549.00

Flood & Wildfire

109 Ackerman Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 14th in New Jersey
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.