Bergen County and Ramsey Borough property record for 97 Ackerman Ave, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1925 |
| Square Footage | 1,882 sqft Living Area |
| Lot Size | 11,238 sqft (0.258 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $442,000 (2004) |
| Tax Bill | $11,932.00 (2025) |
| Primary APN | 48-02301-0000-00007 |
|---|---|
| Alternative APN |
|
| Building Area | 1,882 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame Construction |
| Lot Area | 11,238 sqft (0.258 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 97 ACKERMAN AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1814 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.258AC |
| Legal Subdivision | CAROLINE A SABIN |
| Legal Block | 2301 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-02301-0000-00007
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 ACKERMAN AVE, RAMSEY, NJ 07446-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Feb 26, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 13, 2004 · Amount on Record |
| Deed Sale | Dec 13, 2004 · Amount on Record |
| Deed Book / Page | 8759 / 159 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 26, 2026 |
| Property Address | 97 ACKERMAN AVE, RAMSEY, NJ 07446-1814 |
| Document Number | 0000034439 |
| Book / Page | 5803 / 1625 |
| Instrument Date | May 04, 2026 |
| Instrument | 202634439 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 97 ACKERMAN AVE, RAMSEY, NJ 07446-1814 |
| Document Number | 0000034439, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 5803/1625 |
| Instrument | 202634439 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 04, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 97 ACKERMAN AVE, RAMSEY, NJ 07446-1814 |
| Document Number | 0028850164 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 97 ACKERMAN AVE RAMSEY NJ 074461814, RAMSEY, NJ 07446-1814 |
| Document Number | 0028850164 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 002885/000164 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $607,000 (+4.75%) Land $338,700 Building $268,300 | $607,000 (+4.75%) Land $338,700 Building $268,300 | |
| 2025 | $11,932.00 (-12.71%) | $579,500 (+19.63%) Land $313,700 Building $265,800 | $579,500 (+19.63%) Land $313,700 Building $265,800 |
| 2024 | $13,670.00 (+7.6%) | ||
| 2023 | $484,400 Land $269,400 Building $215,000 | $484,400 Land $269,400 Building $215,000 | |
| 2022 | $12,705.00 |
97 Ackerman Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 14th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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