Bergen County and Ramsey Borough property record for 81 Ackerman Ave, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1956 |
| Square Footage | 2,236 sqft Living Area |
| Lot Size | 11,238 sqft (0.258 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $818,000 (2024) |
| Tax Bill | $16,546.00 (2025) |
| Primary APN | 48-02201-0000-00007 |
|---|---|
| Alternative APN |
|
| Building Area | 2,236 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame Construction |
| Lot Area | 11,238 sqft (0.258 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Street Address | 81 ACKERMAN AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1812 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.258AC |
| Legal Block | 2201 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-02201-0000-00007
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 ACKERMAN AVE, RAMSEY, NJ 07446-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed, Transfer · Conventional Mortgage UNIVERSAL FINANCIAL MORTGAGE GROUP |
| Aug 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2024 · Amount on Record |
| Deed Sale | Mar 25, 2024 · Amount on Record |
| Prior Sale | Oct 14, 2008 · Amount on Record |
| Deed Doc Number | 202416202 |
| Deed Book / Page | 5200 / 624 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 25, 2024 |
| Property Address | 81 ACKERMAN AVE, RAMSEY, NJ 07446-1812 |
| Document Number | 0052000624 |
| Book / Page | 5200 / 624 |
| Instrument Date | Feb 08, 2024 |
| Instrument | 2024016202 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Title Company | CENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,495.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 77 SHADYSIDE RD, RAMSEY, NJ 07446-2119 |
| Name | Verified Name |
|---|---|
| Address | 81 ACKERMAN AVE, RAMSEY, NJ 07446-1812 |
| Document Number | 2024016203 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2024016203 |
| Name | UNIVERSAL FINANCIAL MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 81 ACKERMAN AVE, RAMSEY, NJ 07446-1812 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0043100996 |
|---|---|
| Date | Aug 03, 2021 |
| Book Page | 4310/996 |
| Instrument | 2021124933 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $833,200 (+3.68%) Land $338,700 Building $494,500 | $833,200 (+3.68%) Land $338,700 Building $494,500 | |
| 2025 | $16,546.00 (-3.5%) | $803,600 (+37.79%) Land $313,700 Building $489,900 | $803,600 (+37.79%) Land $313,700 Building $489,900 |
| 2024 | $17,146.00 (+12.09%) | ||
| 2023 | $583,200 Land $269,400 Building $313,800 | $583,200 Land $269,400 Building $313,800 | |
| 2022 | $15,297.00 |
81 Ackerman Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 14th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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