Ramsey County property record for 112 20th St NE, Devils Lake, ND 58301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.251 acres (10,937 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $406,980 (Nov 2025) |
| Tax Bill | $3,475 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2024 Mortgage + 8 more |
| APN | 39080300011000 |
| Primary APN | 39080300011000 |
|---|
| Lot Area | 10,937 sqft (0.251 acres) |
|---|
| Street Address | 112 20TH ST NE |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 2 HAGER'S NORTHDALE 2ND ADDITION |
| Legal Subdivision | HAGERS NORTHDALE 2ND ADD |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | DEVILS LAKE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 957800 |
Source: Ramsey County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 112 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Nov 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Jul 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LOAN SERVICES INC |
| Apr 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU |
| Jul 24, 2007 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 25, 2007 | Deed of Trust, Mortgage WELLS FARGO FINANCIAL BANK |
| Mar 2, 2010 | Deed of Trust, Mortgage · FHA Mortgage GATE CITY BANK |
| Dec 7, 2006 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Feb 29, 2008 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Nov 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2025 · Amount on Record |
| Deed Sale | Nov 6, 2025 · Amount on Record |
| Deed Document Number | 2025285992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 112 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | FM TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000276805 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 276805 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | JAMESTOWN, ND 58401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 112 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000283798 |
|---|---|
| Date | Nov 13, 2024 |
| Instrument | 283798 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | JAMESTOWN, ND 58401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 4, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Type Change Date | Nov 1, 2034 |
| Change Frequency | 5 Years |
| Min Rate At Change | 8% |
| Max Rate At Change | 13% |
| Index | 5-Year TN |
| Margin | 4 |
| Max Rate | 16.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 112 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000268232 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 268232 |
| Name | FIRST CHOICE LOAN SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 112 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000274118 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 274118 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | JAMESTOWN, ND 58401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 27, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 112 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000241108 |
|---|---|
| Date | Jul 24, 2007 |
| Instrument | 241108 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jul 23, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 112 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000241127 |
|---|---|
| Date | Jul 25, 2007 |
| Instrument | 241127 |
| Name | WELLS FARGO FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|
| Rate | 11.2% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 112 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000247994 |
|---|---|
| Date | Mar 2, 2010 |
| Instrument | 247994 |
| Name | GATE CITY BANK |
|---|---|
| Address | FARGO, ND 58102 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2040 |
| Rate | 5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 112 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000239452 |
|---|---|
| Date | Dec 7, 2006 |
| Instrument | 239452 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 112 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000242721 |
|---|---|
| Date | Feb 29, 2008 |
| Instrument | 242721 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Nov 6, 2025 |
| Property Address | 112 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Document Number | 0000285992 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 285992 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Title Company | SECURED TITLE INC, SECURE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 112 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Document Number | 0000285993 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 285993 |
| Name | WESTERN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
Source: Ramsey County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| Municipality | Devils Lake City |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,475.00 (-26.67%) | $151,150 (+8%) Land $10,850 Building $140,300 | $302,300 (+8%) Land $21,700 Building $280,600 |
| 2024 | $4,739.00 (+22.33%) | $139,950 (+9.17%) Land $10,500 Building $129,450 | $279,900 (+9.17%) Land $21,000 Building $258,900 |
| 2023 | $3,874.00 | $128,200 Land $10,500 Building $117,700 | $256,400 Land $21,000 Building $235,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 16 (1995–2009) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | May 2009 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 77% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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