Ramsey County property record for 108 20th St NE, Devils Lake, ND 58301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,923 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Jul 2025) |
| Tax Bill | $4,606 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2012 Mortgage + 3 more |
| APN | 39080300009000 |
| Primary APN | 39080300009000 |
|---|
| Lot Area | 10,923 sqft (0.25 acres) |
|---|
| Street Address | 108 20TH ST NE |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 2 HAGER'S NORTHDALE 2ND ADDITION |
| Legal Subdivision | HAGERS NORTHDALE 2ND ADD |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | DEVILS LAKE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 957800 |
Source: Ramsey County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK |
| Feb 22, 2012 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK |
| Jul 6, 2009 | Deed of Trust, Mortgage WESTERN STATE BANK |
| Jul 2, 2025 | Warranty Deed, Transfer |
| Jan 27, 2015 | Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on Record |
| Deed Sale | Jul 2, 2025 · Amount on Record |
| Prior Sale | Jan 27, 2015 · Amount on Record |
| Deed Document Number | 2025285154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 108 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | THE TITLE SERVICES GROUP, THE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000275303 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 275303 |
| Name | WESTERN STATE BANK |
|---|---|
| Type | Bank |
| Address | WEST FARGO, ND 58078 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 108 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000253338 |
|---|---|
| Date | Feb 22, 2012 |
| Instrument | 253338 |
| Name | WESTERN STATE BANK |
|---|---|
| Address | WEST FARGO, ND 58078 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 108 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000246189 |
|---|---|
| Date | Jul 6, 2009 |
| Instrument | 246189 |
| Name | WESTERN STATE BANK |
|---|---|
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 1, 2014 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Jul 2, 2025 |
| Property Address | 108 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Document Number | 0000285154 |
| Instrument Date | Jul 2, 2025 |
| Instrument | 285154 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 108 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Jan 27, 2015 |
| Property Address | 108 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Document Number | 0000261684 |
| Instrument Date | Jan 23, 2015 |
| Instrument | 261684 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 108 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Date | Jan 27, 2015 |
|---|
| Name | WESTERN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2045 |
Source: Ramsey County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| Municipality | Devils Lake City |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,606.00 (-19.7%) | $185,500 (+9.5%) Land $10,850 Building $174,650 | $371,000 (+9.5%) Land $21,700 Building $349,300 |
| 2024 | $5,736.00 (+18.34%) | $169,400 (+5.61%) Land $10,500 Building $158,900 | $338,800 (+5.61%) Land $21,000 Building $317,800 |
| 2023 | $4,847.00 | $160,400 Land $10,500 Building $149,900 | $320,800 Land $21,000 Building $299,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 16 (1995–2009) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | May 2009 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 77% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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