Ramsey County property record for 106 20th St NE, Devils Lake, ND 58301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.459 acres (20,034 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,600 (Jul 2018) |
| Tax Bill | $354 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2025 Mortgage + 7 more |
| APN | 39080100002000 |
| Primary APN | 39080100002000 |
|---|
| Lot Area | 20,034 sqft (0.459 acres) |
|---|
| Street Address | 106 20TH ST NE |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 1 HAGERS SUB |
| Legal Subdivision | HAGERS SUB |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | DEVILS LAKE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 957800 |
106 20th St NE is owned and occupied by two individuals who bought it in July 2018.
Source: Ramsey County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2024 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Nov 17, 2025 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jan 20, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 10, 2016 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES |
| Jun 27, 2006 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE BANK FSB |
| Jan 20, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 23, 2018 | Intrafamily Transfer, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Jul 23, 2018 | Intrafamily Transfer, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Jul 24, 2015 | Warranty Deed, Transfer · VA Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on File |
| Deed Sale | Jul 23, 2018 · Amount on File |
| Prior Sale | Jul 24, 2015 · Amount on File |
| Deed Document Number | 2018270346 |
| Prior Transfer Date | Jul 16, 2018 |
| Prior Transfer Doc | 270346 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Document Number | 0000282727 |
|---|---|
| Date | Apr 9, 2024 |
| Instrument | 282727 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Document Number | 0000286029 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 286029 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | GRAND FORKS ABSTRACT AND TITLE, GRAND FORKS ABSTRACT & TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000266881 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 266881 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000264440 |
|---|---|
| Date | Feb 10, 2016 |
| Instrument | 264440 |
| Name | LOW VA RATES |
|---|---|
| Type | Non-Lending Institution |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Apr 1, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.25% |
| Index | 1-Year CMT |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000238282 |
|---|---|
| Date | Jun 27, 2006 |
| Instrument | 238282 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, VA 22314 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Title Company | GRAND FORKS ABSTRACT AND TITLE, GRAND FORKS ABSTRACT & TITLE |
| Name | Verified Name |
|---|
| Document Number | 266881 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 266881 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Jul 23, 2018 |
| Property Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Document Number | 270346 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 270346 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Document Number | 270347 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 270347 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Jul 23, 2018 |
| Property Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Document Number | 0000270346 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 270346 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Document Number | 0000270347 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 270347 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Jul 24, 2015 |
| Property Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Document Number | 0000263083 |
| Instrument Date | Jul 21, 2015 |
| Instrument | 263083 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 20TH ST NE, DEVILS LAKE, ND 58301-1616 |
| Document Number | 0000263084 |
|---|---|
| Date | Jul 24, 2015 |
| Instrument | 263084 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2045 |
The 2025 property tax bill for 106 20th St NE was $354, down 88.6% from the year before.
Source: Ramsey County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| Municipality | Devils Lake City |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $354.00 (-88.56%) | $98,700 Land $16,500 Building $82,200 | $197,400 Land $33,000 Building $164,400 |
| 2024 | $3,095.00 (+26.69%) | ||
| 2023 | $2,443.00 | $80,850 Land $10,500 Building $70,350 | $161,700 Land $21,000 Building $140,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 106 20th St NE; there have been 16 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 16 (1995–2009) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | May 2009 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 20th St NE is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 77% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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