Ramsey County property record for 105 20th St NE, Devils Lake, ND 58301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.459 acres (20,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Nov 2013) |
| Tax Bill | $3,413 (2025) |
| Deeds & Mortgages | Nov 2013 Line of Credit Jul 2008 Line of Credit + 7 more |
| APN | 39080100004000 |
| Primary APN | 39080100004000 |
|---|
| Lot Area | 20,002 sqft (0.459 acres) |
|---|
| Street Address | 105 20TH ST NE |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK 2 HAGERS SUB |
| Legal Subdivision | HAGERS SUB |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | DEVILS LAKE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 957800 |
105 20th St NE is owned and occupied by an individual who bought it in November 2013.
Source: Ramsey County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 20TH ST NE, DEVILS LAKE, ND 58301-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2013 | Deed of Trust, Mortgage · Line of Credit GATE CITY BANK |
| Jul 10, 2008 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Mar 25, 2015 | Deed of Trust, Mortgage · Conventional Mortgage USBANKNA |
| Nov 23, 2005 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Feb 10, 2020 | Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK |
| Feb 10, 2020 | Deed of Trust, Mortgage GATE CITY BANK |
| Feb 10, 2020 | Deed of Trust, Mortgage GATE CITY BANK |
| Feb 10, 2020 | Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK |
| Nov 14, 2013 | Intrafamily Transfer, Transfer · Conventional Mortgage RAMSEY NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2013 · Amount on File |
| Deed Sale | Nov 14, 2013 · Amount on File |
| Deed Document Number | 2013258432 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 105 20TH ST NE, DEVILS LAKE, ND 58301-1615 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000258397 |
|---|---|
| Date | Nov 8, 2013 |
| Instrument | 258397 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Sep 10, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 105 20TH ST NE, DEVILS LAKE, ND 58301-1615 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000243600 |
|---|---|
| Date | Jul 10, 2008 |
| Instrument | 243600 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | May 27, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 105 20TH ST NE, DEVILS LAKE, ND 58301-1615 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000262065 |
|---|---|
| Date | Mar 25, 2015 |
| Instrument | 262065 |
| Name | USBANKNA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 10, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 105 20TH ST NE, DEVILS LAKE, ND 58301-1615 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000236542 |
|---|---|
| Date | Nov 23, 2005 |
| Instrument | 236542 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 105 20TH ST NE, DEVILS LAKE, ND 58301-1615 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000273717 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 273717 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 15, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 105 20TH ST NE, DEVILS LAKE, ND 58301-1615 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000273718 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 273718 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 15, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 105 20TH ST NE, DEVILS LAKE, ND 58301-1615 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 273718 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 273718 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 15, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 105 20TH ST NE, DEVILS LAKE, ND 58301-1615 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 273717 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 273717 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 15, 2030 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Nov 14, 2013 |
| Property Address | 105 20TH ST NE, DEVILS LAKE, ND 58301-1615 |
| Document Number | 0000258432 |
| Instrument Date | Nov 14, 2013 |
| Instrument | 258432 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 105 20TH ST NE, DEVILS LAKE, ND 58301-1615 |
| Document Number | 0000258433 |
|---|---|
| Date | Nov 14, 2013 |
| Instrument | 258433 |
| Name | RAMSEY NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2043 |
| Document Number | 0000258367 |
|---|---|
| Date | Nov 4, 2013 |
| Instrument | 258367 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Sep 3, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 105 20th St NE was $3,413, down 26.2% from the year before.
Source: Ramsey County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| Municipality | Devils Lake City |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,413.00 (-26.24%) | $147,600 Land $14,650 Building $132,950 | $295,200 Land $29,300 Building $265,900 |
| 2024 | $4,627.00 (+22.31%) | ||
| 2023 | $3,783.00 | $125,200 Land $10,500 Building $114,700 | $250,400 Land $21,000 Building $229,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 105 20th St NE; there have been 16 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 16 (1995–2009) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | May 2009 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 20th St NE is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 44% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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