Schenectady County and Rotterdam Town property record for 1118 Deforest St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,272 sqft · built 1965 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $198,000 (Jul 2026) |
| Tax Bill | $4,905 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.10-12-20 |
| Primary APN | 422800 59.10-12-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Upper Floors Area | 360 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 113 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1118 DEFOREST ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,BZY COLDBROOK-616 5.-382-24 |
| Legal Block | 12 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 32902 |
1118 Deforest St is owned by a company that bought it in July 2026 and is owner-occupied.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1825 RANDOLPH RD, SCHENECTADY, NY 12308-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed, Transfer · Conventional Mortgage AMERISTAR FINANCIAL CORPORATION |
| Dec 18, 2025 | Intrafamily Transfer, Transfer |
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on File |
| Deed Sale | Jul 29, 2026 · Amount on File |
| Prior Sale | Feb 13, 2004 · Amount on File |
| Deed Document Number | 202616890 |
| Deed Book / Page | 2176 / 502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 29, 2026 |
| Property Address | 1118 DEFOREST ST, SCHENECTADY, NY 12303-3682 |
| Document Number | 0000016890 |
| Book / Page | 2176 / 502 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202616890 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | SHERIDAN ABS, SHERIDAN ABSTRACT CORP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79,992.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1825 RANDOLPH RD, SCHENECTADY, NY 12308-2021 |
| Document Number | 0000016891, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 202616891 |
| Name | AMERISTAR FINANCIAL CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 18, 2025 |
| Property Address | 1118 DEFOREST ST, SCHENECTADY, NY 12303-3682 |
| Document Number | 0000029663 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 202529663 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1118 DEFOREST ST, SCHENECTADY, NY 12303-3682 |
| Name | Verified Name |
|---|---|
| Address | 1118 DEFOREST ST, SCHENECTADY, NY 12303-3682 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1118 DEFOREST ST, SCHENECTADY, NY 12303-3682 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033606 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 4927/156 |
| Instrument | 201933606 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 18, 2034 |
The 2026 property tax bill for 1118 Deforest St was $4,905 with a homeowner's exemption, up 1.6% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,905.00 (+1.62%) Homeowner's exemption | ||
| 2025 | $4,827.00 | $132,000 (-) Land $10,800 Building $121,200 | $203,100 (+10.8%) Land $16,617 Building $186,483 |
| 2024 | $132,000 (-) Land $10,800 Building $121,200 | $183,300 (+5.53%) Land $14,997 Building $168,303 | |
| 2023 | $132,000 Land $10,800 Building $121,200 | $173,700 Land $14,212 Building $159,488 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1118 Deforest St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1118 Deforest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures