Schenectady County and Rotterdam Town property record for 1105 Deforest St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,887 sqft · built 1951 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,800 (Sep 2009) |
| Tax Bill | $6,094 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.10-4-61 |
| Primary APN | 422800 59.10-4-61 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,887 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Upper Floors Area | 563 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1105 DEFOREST ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,SHDM,DNT,FMRM,SHD COLDBROOK-678 5.-385-11 |
| Legal Block | 4 |
| Legal Lot Number | 61.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 32902 |
1105 Deforest St is owned and occupied by an individual who bought it in September 2009.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1105 DEFOREST ST, SCHENECTADY, NY 12303-3664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Sep 4, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2009 · Amount on File |
| Deed Sale | Sep 16, 2009 · Amount on File |
| Prior Sale | Sep 16, 2009 · Amount on File |
| Deed Book / Page | 1807 / 589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1105 DEFOREST ST, SCHENECTADY, NY 12303-3664 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1105 DEFOREST ST, SCHENECTADY, NY 12303-3664 |
| Document Number | 0000040420 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 5245/650 |
| Instrument | 202240420 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1105 DEFOREST ST, SCHENECTADY, NY 12303-3664 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|---|
| Address | 1105 DEFOREST ST, SCHENECTADY, NY 12303-3664 |
| Document Number | 0000026440 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 5018/677 |
| Instrument | 202026440 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 9, 2035 |
The 2026 property tax bill for 1105 Deforest St was $6,094 with a homeowner's exemption, up 1.6% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,094.00 (+1.62%) Homeowner's exemption | ||
| 2025 | $5,997.00 | $164,000 Land $9,000 Building $155,000 | $252,300 Land $13,846 Building $238,454 |
| 2023 | $164,000 Land $9,000 Building $155,000 | $215,800 Land $11,843 Building $203,957 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1105 Deforest St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1105 Deforest St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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