Schenectady County and Rotterdam Town property record for 1115 Deforest St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,222 sqft · built 1944 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Oct 2017) |
| Tax Bill | $4,905 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage Nov 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.10-4-39 |
| Primary APN | 422800 59.10-4-39 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| 1st Floor Area | 847 sqft |
| Upper Floors Area | 375 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 137 ft deep x 52 ft wide |
| Garage Type | Attached |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1115 DEFOREST ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,BZY COLDBROOK -657 5.-384-15 |
| Legal Block | 4 |
| Legal Lot Number | 39.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1115 DEFOREST ST, SCHENECTADY, NY 12303-3681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2020 | Deed of Trust, Mortgage TRUSTCO BANK |
| Nov 29, 2019 | Loan Modification, Mortgage · Conventional with PMI TRUSTCO BK |
| Oct 16, 2017 | Deed, Transfer TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2017 · Amount on Record |
| Deed Sale | Oct 16, 2017 · Amount on Record |
| Prior Sale | May 11, 2009 · Amount on Record |
| Deed Document Number | 201746675 |
| Deed Book / Page | 1973 / 277 |
| Prior Transfer Date | Oct 5, 2017 |
| Prior Transfer Doc | 0000046675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1115 DEFOREST ST, SCHENECTADY, NY 12303-3681 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002612 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 4967/529 |
| Instrument | 202002612 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1115 DEFOREST ST, SCHENECTADY, NY 12303-3681 |
| Document Number | 0000002616 |
| Instrument Date | Nov 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1115 DEFOREST ST SCHENECTADY NY 123033681, SCHENECTADY, NY 12303-3681 |
| Document Number | 0000002616 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 004967/000535 |
| Instrument | 2616 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 16, 2017 |
| Property Address | 1115 DEFOREST ST, SCHENECTADY, NY 12303-3681 |
| Document Number | 0000046675 |
| Book / Page | 1973 / 277 |
| Map Reference | MAP 72 |
| Instrument Date | Oct 5, 2017 |
| Instrument | 201746675 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 1115 DEFOREST ST, 1115, SCHENECTADY, NY 12303-3681 |
| Name | Verified Name |
|---|---|
| Address | 1115 DEFOREST ST, SCHENECTADY, NY 12303-3681 |
| Document Number | 0000046676 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 4793/757 |
| Instrument | 201746676 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Amount | Amount Recorded |
|---|
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,905.00 (+1.62%) | ||
| 2025 | $4,827.00 | $132,000 (-) Land $7,200 Building $124,800 | $203,100 (+16.93%) Land $11,078 Building $192,022 |
| 2023 | $132,000 Land $7,200 Building $124,800 | $173,700 Land $9,475 Building $164,225 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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