1102 Deforest St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1102 Deforest St, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,125 sqft · built 1954
Lot Size0.19 acres (8,276 sqft)
OwnerCompany Name on Record
Last Sale$76,388 (Sep 2020)
Tax Bill$4,273 (2026)
Deeds & MortgagesJan 2024 Mortgage
Feb 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN422800 59.10-11-20

Property Details

APN / Parcel Number

Primary APN422800 59.10-11-20
Alternative APN
  • 280005901000110200000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,125 sqft Living Area
1st Floor Area750 sqft
Upper Floors Area375 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions104 ft deep x 80 ft wide
Garage TypeDetached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1102 DEFOREST ST
CitySCHENECTADY
StateNY
Zip12303-3665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G COLD BROOK-581 5.-381-14
Legal SubdivisionCOLD BROOK
Legal Block11
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3001
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1739 ALTAMONT AVE, SCHENECTADY, NY 12303-2105
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Deed of Trust, Mortgage
FIRST NATIONAL BANK OF SCOTIA
Feb 19, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
FIRST NATIONAL BANK OF SCOTIA
Sep 1, 2020Warranty Deed, Transfer
AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN
Feb 20, 2020Quit Claim Deed, Foreclosure
ADVANTAGE FORECLOSURE SERVICES INC, ADVANTAGE FORECLOSURE SVCS INC
Feb 28, 2019Trustee's Deed, Foreclosure
ADVANTAGE FORECLOSURE SERVICES INC, ADVANTAGE FORECLOSURE SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Prior SaleFeb 28, 2019 · Amount on Record
Deed Document Number202025969
Deed Book / Page2040 / 759
Prior Transfer DateJan 14, 2020
Prior Transfer Doc0000007137
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1102 DEFOREST ST, SCHENECTADY, NY 12303-3665
Transaction TypeMortgage
Record UpdatedFeb 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006103
DateJan 29, 2024
Book Page5355/954
Instrument202406103
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
AmountAmount Recorded

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 19, 2021
Property Address1102 DEFOREST ST, SCHENECTADY, NY 12303-3665
Document Number0000006719
Book / Page2052 / 563
Map ReferenceDR 65 MAP 72
Instrument DateFeb 17, 2021
Instrument202106719
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyNOT AVAILABLE, ELIZABET TITLE BYRNE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1739 ALTAMONT AVE, 1739, SCHENECTADY, NY 12303-2105

Transferred To (Grantee/Buyer)

NameVerified Name
Address1739 ALTAMONT AVE, SCHENECTADY, NY 12303-2105

Mortgage

Document Number0000006720
DateFeb 19, 2021
Instrument202106720
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 1, 2020
Property Address1102 DEFOREST ST, SCHENECTADY, NY 12303-3665
Document Number0000025969
Book / Page002040 / 000759
Instrument DateJul 29, 2020
Instrument25969
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

AmountAmount Recorded
Tax$306.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1739 ALTAMONT AVE SCHENECTADY NY 123032105, SCHENECTADY, NY 12303-2105

February 2020: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 20, 2020
Property Address1102 DEFOREST ST, SCHENECTADY, NY 12303-3665
Document Number0000007137
Book / Page002030 / 000910
Instrument DateJan 14, 2020
Instrument7137
Transaction TypeForeclosure
Record UpdatedMar 11, 2020
Title CompanyADVANTAGE FORECLOSURE SERVICES INC, ADVANTAGE FORECLOSURE SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 28, 2019
Property Address1102 DEFOREST ST, SCHENECTADY, NY 12303-3665
Document Number0000008836
Book / Page002006 / 000584
Instrument DateFeb 21, 2019
Instrument8836
Transaction TypeForeclosure
Record UpdatedMar 20, 2019
Title CompanyADVANTAGE FORECLOSURE SERVICES INC, ADVANTAGE FORECLOSURE SVCS INC

Transaction

AmountAmount Recorded
Tax$315.33
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3043 TOWNSGATE RD #200 WESTLAKE VILLAGE CA 913613027, 200, WESTLAKE VILLAGE, CA 91361-3027
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,273.00 (+1.62%)
2025$4,205.00$115,000 (-) Land $8,600 Building $106,400$176,900 (+16.92%) Land $13,229 Building $163,671
2023$115,000 Land $8,600 Building $106,400$151,300 Land $11,315 Building $139,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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