Osceola County property record for 1117 Florida Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 956 sqft · built 1982 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Dec 2021) |
| Tax Bill | $2,554 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 78110 |
| Primary APN | 78110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 956 sqft Heated Area |
| Gross Area | 1,612 sqft |
| 1st Floor Area | 956 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached - Unfinished |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
| Porch Area | 264 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 78110 |
|---|---|
| Street Address | 1117 FLORIDA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 185 LOTS 15 & 16 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 185 |
| Legal Lot Number | 2,15-16 16 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 43500 |
Source: Osceola County records · APN 78110
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1117 FLORIDA AVE, SAINT CLOUD, FL 34769-3719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Jun 10, 2011 · Amount on Record |
| Deed Document Number | 2021200623 |
| Deed Book / Page | 6117 / 2201 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 1117 FLORIDA AVE, SAINT CLOUD, FL 34769-3719 |
| Document Number | 0061172201 |
| Book / Page | 6117 / 2201 |
| Map Reference | MB B PG 35 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2021200623 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | M TITLE GROUP LLC, MCO TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,673.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1117 FLORIDA AVE, 1117, SAINT CLOUD, FL 34769-3719 |
| Name | Verified Name |
|---|---|
| Address | 1117 FLORIDA AVE, SAINT CLOUD, FL 34769-3719 |
| Document Number | 0061172203 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 6117/2203 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,554.00 (+6.68%) Homeowner's exemption | $185,583 (+5.99%) | $230,900 (+16.73%) Land $46,800 Building $184,100 |
| 2023 | $2,394.00 (+3.91%) Homeowner's exemption | $175,100 (+3%) | $197,800 (+16.35%) Land $34,000 Building $163,800 |
| 2022 | $2,304.00 Homeowner's exemption | $170,000 Land $30,600 Building $139,400 | $170,000 Land $30,600 Building $139,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the St. Cloud Downtown Historic District listed 2023 · 177 contributing resources · NRIS 100009031 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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