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1122 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1122 Florida Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1970
Square Footage921 sqft Living Area
Lot Size4,748 sqft (0.109 acres)
OccupancyOwner Occupied
Last Sale$259,000 (2022)
Tax Bill$1,445.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0186-0110
Alternative APNs
  • 263001000101860110
  • 78122

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area921 sqft Living Area
Gross Area1,343 sqft Gross Area
1st Floor816 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,748 sqft (0.109 acres)
Depth X Width95 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area288 sqft Garage
Porch Area239 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1122 FLORIDA AVE
CitySAINT CLOUD
StateFL
Zip34769-3720
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 186 LOTS 11 & 12 LESS W 45 FT 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block186
Legal Lot Number11
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2010
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0186-0110

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1122 FLORIDA AVE, SAINT CLOUD, FL 34769-3720
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME 1ST LENDING LLC
Apr 16, 2019Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2022 · Amount on Record
Deed SaleMay 31, 2022 · Amount on Record
Prior SaleApr 16, 2019 · Amount on Record
Deed Doc Number202285125
Deed Book / Page6223 / 2125
Prior Transfer DateMay 14, 2009
Prior Transfer Doc0038370469
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1122 FLORIDA AVE, SAINT CLOUD, FL 34769-3720
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1122 FLORIDA AVE, SAINT CLOUD, FL 34769-3720

Mortgage

Document Number0062232127
DateMay 31, 2022
Book Page6223/2127
Instrument2022085126
Lender
NameHOME 1ST LENDING LLC
TypeNon-Lending Institution
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 16, 2019
Property Address1122 FLORIDA AVE, SAINT CLOUD, FL 34769-3720
Document Number0055072665
Book / Page005507 / 002665
Instrument DateApr 12, 2019
Instrument47687
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$945.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1422 FLORIDA AVE ST CLOUD FL 347694424, ST CLOUD, FL 34769-4424

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,503.00 (+4.01%) Homeowner's exemption$126,866 (+5.99%)$127,700 (+6.68%) Land $25,300 Building $102,400
2024$1,445.00 (+3.51%)
2023$1,396.00 (+81.53%) Homeowner's exemption$119,700 (+40.31%) Land $21,100 Building $98,600$119,700 (+18.63%) Land $21,100 Building $98,600
2022$769.00 Homeowner's exemption Disabled Person's exemption$85,314$100,900 Land $17,500 Building $83,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the St. Cloud Downtown Historic District
listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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