1110 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1110 Florida Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,551 sqft Living Area
Lot Size7,013 sqft (0.161 acres)
OccupancyOwner Occupied
Last Sale$208,000 (2017)
Tax Bill$2,791.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0186-0050
Alternative APNs
  • 263001000101860050
  • 78118

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,551 sqft Living Area
Gross Area2,173 sqft Gross Area
1st Floor1,551 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,013 sqft (0.161 acres)
Depth X Width140 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area181 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1110 FLORIDA AVE
CitySAINT CLOUD
StateFL
Zip34769-3720
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 186 LOTS 5 & 6 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block186
Legal Lot Number5
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2010
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0186-0050

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1110 FLORIDA AVE, SAINT CLOUD, FL 34769-3720
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Sep 08, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Jun 14, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2017 · Amount on Record
Deed SaleJun 14, 2017 · Amount on Record
Prior SaleMay 11, 2016 · Amount on Record
Deed Doc Number201786091
Deed Book / Page5163 / 1113
Prior Transfer DateJul 10, 2007
Prior Transfer Doc0035351887
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1110 FLORIDA AVE, SAINT CLOUD, FL 34769-3720
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1110 FLORIDA AVE, SAINT CLOUD, FL 34769-3720

Mortgage

Document Number0063660104
DateMar 02, 2023
Book Page6366/104
Instrument2023024964
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2053

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1110 FLORIDA AVE, SAINT CLOUD, FL 34769-3720
Document Number0055920776
Instrument DateSep 08, 2019
Transaction TypeMortgage
Record UpdatedOct 03, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1110 FLORIDA AVE ST CLOUD FL 347693720, ST CLOUD, FL 34769-3720

Mortgage

Document Number0055920776
DateSep 19, 2019
Book Page005592/000776
Instrument121206
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 18, 2049

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 14, 2017
Property Address1110 FLORIDA AVE, SAINT CLOUD, FL 34769-3720
Document Number0051631113
Book / Page005163 / 001113
Instrument DateJun 12, 2017
Instrument86091
Transaction TypeTransfer
Record UpdatedJul 19, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,456.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1110 FLORIDA AVE ST CLOUD FL 347693720, ST CLOUD, FL 34769-3720

Mortgage

Document Number51631114
DateJun 14, 2017
Book Page005163/001114
Instrument86092
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,892.00 (+3.62%) Homeowner's exemption$204,463 (+5.99%)$266,600 (+5.21%) Land $53,300 Building $213,300
2024$2,791.00 (+2.8%)
2023$2,715.00 (+3.78%) Homeowner's exemption$192,914 (+3%)$253,400 (+17.81%) Land $44,400 Building $209,000
2022$2,616.00 Homeowner's exemption$187,296$215,100 Land $37,000 Building $178,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the St. Cloud Downtown Historic District
listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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