1203 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1203 Florida Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property TypeMedical Building
Details1 ba · 1,654 sqft · built 1949
Lot Size0.241 acres (10,497 sqft)
OwnerCompany Name on File
Last Sale$134,800 (Apr 2019)
Tax Bill$4,136 (2025)
Deeds & MortgagesMar 2019 Sale & Mortgage
Apr 2019 Sale
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0222-0220

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0222-0220
Alternative APNs
  • 263001000102220220
  • 78392

Interior

Full Baths1 Bath
Plumbing Fixtures1 Plumbing Fixture
Total Rooms6 Rooms
Units2 Units
Stories1 Story
Building Area1,654 sqft Gross Area
1st Floor Area1,654 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceFireproof Reinforced Concrete
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area10,497 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage Area13 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1203 FLORIDA AVE
CitySAINT CLOUD
StateFL
Zip34769-3721
Property CategoryCommercial
Property TypeCommercial > Office > Medical Building
Legal DescriptionST CLOUD PB B PG 34 BLK 222 LOTS 22-24 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block222
Legal Lot Number22
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4018
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0222-0220

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1203 FLORIDA AVE, SAINT CLOUD, FL 34769-3721
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2019Warranty Deed, Transfer
REEDER FAMILY LIVING TR (RT)
Apr 04, 2019Correction Deed
PARAGON TITLE GROUP INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 04, 2019 · Amount on Record
Deed SaleApr 04, 2019 · Amount on Record
Prior SaleMar 04, 2019 · Amount on Record
Deed Document Number201942859
Deed Book / Page5502 / 2722
Record UpdatedJun 08, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 04, 2019
Property Address1203 FLORIDA AVE, SAINT CLOUD, FL 34769-3721
Document Number0054852233
Book / Page005485 / 002233
Instrument DateFeb 12, 2019
Instrument27413
Transaction TypeTransfer
Record UpdatedMar 15, 2019
Title CompanyPARAGON TITLE GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$943.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1203 FLORIDA AVE ST CLOUD FL 347693721, ST CLOUD, FL 34769-3721

Mortgage

Document Number54852236
DateMar 04, 2019
Book Page005485/002236
Instrument27414
Lender
NameREEDER FAMILY LIVING TR (RT)
Address3315 MERIDIAN RD, OKEMOS, MI 48864-4129
Agreement
AmountAmount Recorded
Interest
Rate4%

April 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateApr 04, 2019
Property Address1203 FLORIDA AVE, SAINT CLOUD, FL 34769-3721
Document Number0055022722
Book / Page005502 / 002722
Instrument DateFeb 12, 2019
Instrument42859
Record UpdatedApr 18, 2019
Title CompanyPARAGON TITLE GROUP INC

Transaction

AmountAmount Recorded
Tax$943.60

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1203 FLORIDA AVE ST CLOUD FL 347693721, ST CLOUD, FL 34769-3721

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,136.00 (+8.36%)$242,400 (+15.48%) Land $129,900 Building $112,500$242,400 (+15.48%) Land $129,900 Building $112,500
2024$3,817.00 (+9.24%)
2023$3,494.00 (+11.56%)$209,900 (+15.14%) Land $98,600 Building $111,300$209,900 (+15.14%) Land $98,600 Building $111,300
2022$3,132.00$182,300 Land $82,200 Building $100,100$182,300 Land $82,200 Building $100,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1983–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2003, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the St. Cloud Downtown Historic District
listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 526 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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