Shiawassee County property record for 1307 State St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,088 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Sep 2017) |
| Tax Bill | $1,606 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-040-000-026-00 |
| Primary APN | 050-040-000-026-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1307 STATE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 H AXFORDS ADD |
| Legal Subdivision | H AXFORDS ADD |
| Legal Lot Number | 33 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1307 STATE ST, OWOSSO, MI 48867-4207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE 1 INCORPORATED |
| Oct 19, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE 1 INC MORTGAGE 1 INC |
| Apr 29, 2019 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Sep 1, 2017 | Warranty Deed, Transfer ROSS MORTGAGE CORP |
| Mar 23, 2017 | Grant Deed, Transfer PREMIUM TITLE INC, PREMIUM TITLE SVC INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on Record |
| Deed Sale | Sep 1, 2017 · Amount on Record |
| Prior Sale | Mar 23, 2017 · Amount on Record |
| Deed Document Number | 20173301187 |
| Deed Book / Page | 1237 / 878 |
| Prior Transfer Date | Oct 26, 2016 |
| Prior Transfer Doc | 0012270893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 20, 2026 |
| Property Address | 1307 STATE ST, OWOSSO, MI 48867-4207 |
| Document Number | 0003403516 |
| Book / Page | 1338 / 936 |
| Instrument Date | May 12, 2026 |
| Instrument | 20263403516 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1307 STATE ST, OWOSSO, MI 48867-4207 |
| Document Number | 0003403516, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 1338/936 |
| Instrument | 20263403516 |
| Name | MORTGAGE 1 INCORPORATED |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1307 STATE ST, OWOSSO, MI 48867-4207 |
| Document Number | 0012740399 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1307 STATE ST OWOSSO MI 488674207, OWOSSO, MI 48867-4207 |
| Document Number | 0012740399 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 001274/000399 |
| Instrument | 3338083 |
| Name | MORTGAGE 1 INC MORTGAGE 1 INC |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 29, 2019 |
| Property Address | 1307 STATE ST, OWOSSO, MI 48867-4207 |
| Document Number | 0012560749 |
| Book / Page | 001256 / 000749 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 3320260 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $570.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 158 GLENWOOD DR OVID MI 488669562, OVID, MI 48866-9562 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 1, 2017 |
| Property Address | 1307 STATE ST, OWOSSO, MI 48867-4207 |
| Document Number | 0012370878 |
| Book / Page | 1237 / 0878 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 3301187 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | DIVIERSIFIED NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 536, LAINGSBURG, MI 48848-0536 |
| Name | Verified Name |
|---|---|
| Address | 1437 W MAIN ST, OWOSSO, MI 48867-2043 |
| Document Number | 0012370879 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 1237/0879 |
| Instrument | 3301188 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 23, 2017 |
| Property Address | 1307 STATE ST, OWOSSO, MI 48867-4207 |
| Document Number | 0012320186 |
| Book / Page | 001232 / 000186 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 3295493 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | PREMIUM TITLE INC, PREMIUM TITLE SVC INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $111.97 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 509 MILWAUKEE ST OWOSSO MI 488673423, OWOSSO, MI 48867-3423 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,100 (+10.22%) | $112,200 (+10.22%) | |
| 2025 | $1,606.00 (+4.9%) Homeowner's exemption | $50,900 (+21.19%) | $101,800 (+21.19%) |
| 2024 | $1,531.00 | ||
| 2023 | $1,531.00 Homeowner's exemption | $42,000 | $84,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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