1116 Royal Tern Dr, Hampstead, NC 28443 Property Records

Pender County property record for 1116 Royal Tern Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,552 sqft · built 1996
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Feb 2018)
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`4215-70-4138-0000`

Property Details

APN / Parcel Number

Primary APN	`4215-70-4138-0000`
Alternative APNs	`000025022` `978905`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,552 sqft Living Area
Flooring	Carpet

Exterior

Year Built	Built 1996
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	20,038 sqft (0.46 acres)
Terrain	Rolling
Porch	Porch
Porch Area	270 sqft
Deck Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000025022
Old Parcel Number	4215 70 4138 0000
Street Address	1116 ROYAL TERN DR
City	HAMPSTEAD
State	NC
Zip	28443-7138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LT 168 PB 30/116 PELICAN REEF
Legal Subdivision	PELICAN REEF
Legal Lot Number	168
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920104

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1116 ROYAL TERN DR, HAMPSTEAD, NC 28443-7138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2018 · Amount on Record
Deed Sale	Feb 22, 2018 · Amount on Record
Deed Document Number	0018874659
Deed Book / Page	1887 / 4659
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1116 ROYAL TERN DR, HAMPSTEAD, NC 28443-7138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046621144
Date	Apr 10, 2018
Book Page	4662/1144

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WILMINGTON, NC 28411

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 22, 2018
Property Address	1116 ROYAL TERN DR, HAMPSTEAD, NC 28443-7138
Document Number	0046591887
Book / Page	004659 / 001887
Instrument Date	Feb 14, 2018
Instrument	20033682
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$640.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1116 ROYAL TERN DR HAMPSTEAD NC 284437138, HAMPSTEAD, NC 28443-7138

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,010.00 (+14.06%)	$549,926 (+80.99%) Land $113,600 Building $436,326	$549,926 (+80.99%) Land $113,600 Building $436,326
2023		$303,850 (-) Land $53,778 Building $250,072	$303,850 (-) Land $53,778 Building $250,072
2022	$2,639.00	$303,850 Land $53,778 Building $250,072	$303,850 Land $53,778 Building $250,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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