1198 Royal Tern Dr, Hampstead, NC 28443 Property Records

Pender County property record for 1198 Royal Tern Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1998
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$364,500 (May 2021)
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4215-70-6095-0000`

Property Details

APN / Parcel Number

Primary APN	`4215-70-6095-0000`
Alternative APNs	`000043346` `931695`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Lot Area	20,909 sqft (0.48 acres)
Porch	Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000043346
Street Address	1198 ROYAL TERN DR
City	HAMPSTEAD
State	NC
Zip	28443-7138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L171 PB 30/116 PELICAN REEF
Legal Subdivision	PELICAN REEF
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920104

Owner

Source: Pender County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1198 ROYAL TERN DR, HAMPSTEAD, NC 28443-7138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
May 25, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Sep 10, 2010 · Amount on Record
Deed Document Number	202120084264
Deed Book / Page	4753 / 1126
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1198 ROYAL TERN DR, HAMPSTEAD, NC 28443-7138
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 ROYAL TERN DR, HAMPSTEAD, NC 28443-7138

Mortgage

Document Number	0048302102
Date	Feb 21, 2024
Book Page	4830/2102

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 25, 2021
Property Address	1198 ROYAL TERN DR, HAMPSTEAD, NC 28443-7138
Document Number	0047531126
Book / Page	4753 / 1126
Map Reference	MB 30 PG 116
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$729.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 JUDSON DR, WAKE FOREST, NC 27587-2508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 ROYAL TERN DR, HAMPSTEAD, NC 28443-7138

Mortgage

Document Number	0047531129
Date	May 25, 2021
Book Page	4753/1129

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,533.00 (+14.62%)	$419,167 (+66.12%) Land $116,800 Building $302,367	$419,167 (+66.12%) Land $116,800 Building $302,367
2023		$252,321 (-) Land $54,439 Building $197,882	$252,321 (-) Land $54,439 Building $197,882
2022	$2,210.00	$252,321 Land $54,439 Building $197,882	$252,321 Land $54,439 Building $197,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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