1165 Royal Tern Dr, Hampstead, NC 28443 Property Records

Pender County property record for 1165 Royal Tern Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,248 sqft · built 1998
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Nov 2017)
Tax Bill	$2,544 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`4215-70-6382-0000`

Property Details

APN / Parcel Number

Primary APN	`4215-70-6382-0000`
Alternative APNs	`400977802` `977802`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,248 sqft Living Area
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	40,511 sqft (0.93 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	541 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400977802
Old Parcel Number	4215 70 6382 0000
Street Address	1165 ROYAL TERN DR
City	HAMPSTEAD
State	NC
Zip	28443-7139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LT 85R, PB 34/16 PELICAN REEF
Legal Subdivision	PELICAN REEF
Legal Lot Number	85R
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920104

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1165 ROYAL TERN DR, HAMPSTEAD, NC 28443-7139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTAL BANK & TRUST
Nov 9, 2017	Warranty Deed, Transfer · VA Mortgage COASTAL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2017 · Amount on Record
Deed Sale	Nov 9, 2017 · Amount on Record
Deed Document Number	0013024654
Deed Book / Page	1302 / 4654
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1165 ROYAL TERN DR, HAMPSTEAD, NC 28443-7139
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047712954
Date	Nov 23, 2021
Book Page	4771/2954

Lender

Name	COASTAL BANK & TRUST
Type	Bank
Address	JACKSONVILLE, NC 28546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 9, 2017
Property Address	1165 ROYAL TERN DR, HAMPSTEAD, NC 28443-7139
Document Number	0046541302
Book / Page	004654 / 001302
Instrument Date	Nov 9, 2017
Instrument	20030412
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1165 ROYAL TEM DR HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Mortgage

Document Number	46541304
Date	Nov 9, 2017
Book Page	004654/001304
Instrument	20030413

Lender

Name	COASTAL BK&TR
Type	Bank
Address	JACKSONVILLE, NC 28546

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,544.00 (-1.93%)	$588,348 (+97.13%) Land $188,800 Building $399,548	$588,348 (+97.13%) Land $188,800 Building $399,548
2023		$298,462 (-) Land $69,318 Building $229,144	$298,462 (-) Land $69,318 Building $229,144
2022	$2,594.00	$298,462 Land $69,318 Building $229,144	$298,462 Land $69,318 Building $229,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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