1410 18th St, Key West, FL 33040 Property Records

Monroe County property record for 1410 18th St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,650 sqft · built 1961
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Trust Names on File
Last Sale	$711,000 (Apr 2019)
Tax Bill	$4,185 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00053170-000000`

Property Details

APN / Parcel Number

Primary APN	`00053170-000000`
Alternative APNs	`01010100053170000000` `1053791`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Exterior Amenities

Pool Area	324 sqft
Porch	Open Porch
Porch Area	574 sqft
Patio Area	1,292 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1053791
Street Address	1410 18TH ST
City	KEY WEST
State	FL
Zip	33040-4658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-2
Legal Description	KW KW FWDN SUB PLAT 1 PB1-155 LOT 1 SQR 11 E1-270 OR119-43/44 OR423-925/926 OR777-1883/1885 OR779-831L/E OR1559-1119D/C OR1648-808R/S OR1961-399/400 OR2332-24/25C/T OR2344-233/34 OR2961-935
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	KEY WEST FOUNDATION COS PLAT NO 1
Legal Block	11
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3012
Census Tract	971900

Owner

1410 18th St is owner-occupied and held in a trust since April 2019.

Source: Monroe County records, as of August 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1410 18TH ST, KEY WEST, FL 33040-4658
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 16, 2021	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA COMMERCIAL
Apr 30, 2019	Warranty Deed, Transfer · VA Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Prior Sale	Feb 6, 2008 · Amount on File
Deed Document Number	20192217570
Deed Book / Page	2961 / 935
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 21, 2026
Property Address	1410 18TH ST, KEY WEST, FL 33040-4658
Document Number	0002557622
Book / Page	3399 / 106
Instrument Date	Aug 17, 2026
Instrument	20262557622
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1410 18TH ST, KEY WEST, FL 33040-4658

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1410 18TH ST, KEY WEST, FL 33040-4658
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 18TH ST, KEY WEST, FL 33040-4658

Mortgage

Document Number	0031200070
Date	Aug 16, 2021
Book Page	3120/70
Instrument	2335509

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 30, 2019
Property Address	1410 18TH ST, KEY WEST, FL 33040-4658
Document Number	0029610935
Book / Page	002961 / 000935
Instrument Date	Apr 26, 2019
Instrument	2217570
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,977.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1410 18TH ST KEY WEST FL 330404658, KEY WEST, FL 33040-4658

Mortgage

Document Number	29610938
Date	Apr 30, 2019
Book Page	002961/000938
Instrument	2217572

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1410 18th St was $4,185 with a homeowner's exemption, up 4.8% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,185.00 (+4.81%) Homeowner's exemption	$481,701	$853,918 Land $495,000 Building $358,918
2024	$3,993.00 (+1.84%)
2023	$3,921.00 (+4.59%) Homeowner's exemption	$454,492 (+3%)	$883,046 (+15.08%) Land $546,000 Building $337,046
2022	$3,749.00 Homeowner's exemption	$441,255	$767,303 Land $426,000 Building $341,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1410 18th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 298 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	298 in force
Nearby Flood Claims	232 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 32 claims Hurricane Wilma, Nov 2005 · 134 claims Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1410 18th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile, Verizon.

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