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1116 14th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1116 14th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.166 acres (7,250 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Sep 2026)
Tax Bill$2,390 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Apr 2022 Sale
Flood ZoneZone X (minimal risk)
APN85-413-3455

Property Details

APN / Parcel Number

Primary APN85-413-3455
Alternative APNs
  • 85-00413-3455
  • 42995

Exterior

Lot Area7,250 sqft (0.166 acres)

Location & Zoning

Account Number42995
Street Address1116 14TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-1742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10, BLK 134
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionWAITES ADDITION - BLKS OVER 99
Legal Block134
Legal Lot Number10
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2041
Census Tract31500

Owner

Source: Sherburne County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1116 14TH AVE SE, SAINT CLOUD, MN 56304-1742
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK
Apr 11, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2026 · Amount on Record
Deed SaleSep 30, 2026 · Amount on Record
Prior SaleMar 31, 2022 · Amount on Record
Deed Document Number202665089
Prior Transfer DateAug 13, 2025
Prior Transfer Doc0000063967
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateSep 30, 2026
Property Address1116 14TH AVE SE, SAINT CLOUD, MN 56304-1742
Document Number0000065089
Instrument DateAug 31, 2026
Instrument202665089
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyBURNET TITLE LLC, BURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$73,326.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1116 14TH AVE SE, SAINT CLOUD, MN 56304-1742

Mortgage

Document Number0000065089,
DateSep 30, 2026
Instrument202665089
Lender
NameFIRST FEDERAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateApr 11, 2022
Property Address1116 14TH AVE SE, SAINT CLOUD, MN 56304-1742
Document Number0000060596
Instrument DateMar 31, 2022
Instrument60596
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$664.95
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1116 14TH AVE SE, SAINT CLOUD, MN 56304-1742

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$197,500 (+3.95%) Land $40,000 Building $157,500$197,500 (+3.95%) Land $40,000 Building $157,500
2025$2,390.00 (+24.22%)$190,000 (+1.55%) Land $40,000 Building $150,000$190,000 (+1.55%) Land $40,000 Building $150,000
2023$1,924.00$187,100 Land $30,000 Building $157,100
2021$187,100 Land $30,000 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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