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1112 14th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1112 14th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.166 acres (7,250 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Mar 2023)
Tax Bill$2,958 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Feb 2019 Sale & Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN85-413-3450

Property Details

APN / Parcel Number

Primary APN85-413-3450
Alternative APNs
  • 85-00413-3450
  • 42994

Exterior

Lot Area7,250 sqft (0.166 acres)

Location & Zoning

Account Number42994
Street Address1112 14TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-1742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9, BLK 134
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionWAITES ADDITION - BLKS OVER 99
Legal Block134
Legal Lot Number9
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2041
Census Tract31500

Owner

1112 14th Ave SE is owned and occupied by an individual who bought it in March 2023.

Source: Sherburne County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address1112 14TH AVE SE, SAINT CLOUD, MN 56304-1742
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2023Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Feb 12, 2019Warranty Deed, Transfer · Line of Credit
OTHER INSTITUTIONAL LENDERS
Jun 27, 2018Quit Claim Deed, Transfer
ANCONA TITLE
Jun 27, 2018Grant Deed, Transfer
ACONA TITLE AND ESCROW
Nov 2, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2023 · Amount on File
Deed SaleMar 13, 2023 · Amount on File
Prior SaleJun 22, 2018 · Amount on File
Deed Document Number20231519970
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateMar 24, 2023
Property Address1112 14TH AVE SE, SAINT CLOUD, MN 56304-1742
Document Number0000061548
Instrument DateMar 13, 2023
Instrument61548
Transaction TypeTransfer
Record UpdatedApr 5, 2023
Title CompanyTITLESMART INC

Transaction

AmountAmount on Record
Tax$742.50
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1112 14TH AVE SE, SAINT CLOUD, MN 56304-1742

Mortgage

Document Number0000061549
DateMar 24, 2023
Instrument61549
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

Mortgage

Document Number0000061556
DateMar 27, 2023
Instrument61556
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateFeb 12, 2019
Property Address1112 14TH AVE SE, SAINT CLOUD, MN 56304-1742
Document Number0000055691
Instrument DateJan 17, 2019
Instrument55691
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyTITLE SMART INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$557.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1112 14TH AVE SE ST CLOUD MN 563041742, ST CLOUD, MN 56304-1742

Mortgage

Document Number55693
DateFeb 12, 2019
Instrument55693
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressEDEN PRAIRIE, MN 55344
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueFeb 11, 2029
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number55692,
DateFeb 12, 2019
Instrument55692
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressEDEN PRAIRIE, MN 55344
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 11, 2049

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHERBURNE MN
Recording DateJun 27, 2018
Property Address1112 14TH AVE SE, SAINT CLOUD, MN 56304-1742
Document Number0000054955
Instrument DateJun 22, 2018
Instrument54955
Transaction TypeTransfer
Record UpdatedAug 14, 2018
Title CompanyANCONA TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5983 HIDDEN LN SOUTH HAVEN MN 553825208, SOUTH HAVEN, MN 55382-5208

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSHERBURNE MN
Recording DateJun 27, 2018
Property Address1112 14TH AVE SE, SAINT CLOUD, MN 56304-1742
Document Number0000054954
Instrument DateJun 11, 2018
Instrument54954
Transaction TypeTransfer
Record UpdatedJul 16, 2018
Title CompanyACONA TITLE AND ESCROW

Transaction

AmountAmount on Record
Tax$348.15
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5983 HIDDEN LN SOUTH HAVEN MN 553825208, SOUTH HAVEN, MN 55382-5208

November 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSHERBURNE MN
Recording DateNov 2, 2017
Property Address1112 14TH AVE SE, SAINT CLOUD, MN 56304-1742
Document Number0000054301
Instrument DateOct 31, 2017
Instrument54301
Transaction TypeForeclosure
Record UpdatedDec 12, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$360.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1603 LYNDON B JOHNSON FWY #500 FARMERS BRANCH TX 752346071, 500, FARMERS BRANCH, TX 75234-6071

Tax Assessment & Valuation

The 2025 property tax bill for 1112 14th Ave SE was $2,958 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$235,100 (+4.12%) Land $40,000 Building $195,100$235,100 (+4.12%) Land $40,000 Building $195,100
2025$2,958.00$225,800 Land $40,000 Building $185,800$225,800 Land $40,000 Building $185,800
2023$2,666.00$222,200 Land $30,000 Building $192,200
2021$222,200 Land $30,000 Building $192,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1112 14th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1112 14th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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