1122 14th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1122 14th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.166 acres (7,250 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Nov 2023)
Tax Bill$2,678 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN85-413-3460

Property Details

APN / Parcel Number

Primary APN85-413-3460
Alternative APNs
  • 85-00413-3460
  • 42996

Exterior

Lot Area7,250 sqft (0.166 acres)

Location & Zoning

Account Number42996
Street Address1122 14TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-1742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11, BLK 134
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionWAITES ADDITION - BLKS OVER 99
Legal Block134
Legal Lot Number11
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2041
Census Tract31500

Owner

1122 14th Ave SE is owned and occupied by two individuals who bought it in November 2023.

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1122 14TH AVE SE, SAINT CLOUD, MN 56304-1742
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2023 · Amount on File
Deed SaleNov 3, 2023 · Amount on File
Deed Document Number202362220
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateNov 3, 2023
Property Address1122 14TH AVE SE, SAINT CLOUD, MN 56304-1742
Document Number0000062220
Instrument DateOct 31, 2023
Instrument62220
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyHOME TOWN TITLE

Transaction

AmountAmount on Record
Tax$709.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1122 14TH AVE SE, SAINT CLOUD, MN 56304-1742

Mortgage

Document Number0000062221
DateNov 3, 2023
Instrument62221
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053

Mortgage

Document Number0000062222
DateNov 3, 2023
Instrument62222
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1122 14th Ave SE was $2,678 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$216,600 (+4.03%) Land $40,000 Building $176,600$216,600 (+4.03%) Land $40,000 Building $176,600
2025$2,678.00$208,200 Land $40,000 Building $168,200$208,200 Land $40,000 Building $168,200
2023$2,184.00$204,900 Land $30,000 Building $174,900
2021$204,900 Land $30,000 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1122 14th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 14th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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