Sherburne County property record for 1023 14th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.499 acres (21,749 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,000 (Dec 2018) |
| Tax Bill | $2,734 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-413-1920 |
| Primary APN | 85-413-1920 |
|---|---|
| Alternative APNs |
|
| Lot Area | 21,749 sqft (0.499 acres) |
|---|
| Street Address | 1023 14TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4, & 5, BLK 119 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | WAITES ADDITION - BLKS OVER 99 |
| Legal Block | 119 |
| Legal Lot Number | 4-5 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 31500 |
Source: Sherburne County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1023 14TH AVE SE, SAINT CLOUD, MN 56304-1741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2019 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Dec 10, 2018 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2018 · Amount on Record |
| Deed Sale | Dec 10, 2018 · Amount on Record |
| Prior Sale | Oct 21, 2010 · Amount on Record |
| Deed Document Number | 2018865907 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Oct 25, 2019 |
| Property Address | 1023 14TH AVE SE, SAINT CLOUD, MN 56304-1741 |
| Document Number | 0000880948 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 880948 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $452.64 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1023 14TH AVE SE ST CLOUD MN 563041741, ST CLOUD, MN 56304-1741 |
| Document Number | 880949 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 880949 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 24, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Dec 10, 2018 |
| Property Address | 1023 14TH AVE SE, SAINT CLOUD, MN 56304-1741 |
| Document Number | 0000865907 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 865907 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1023 14TH AVE SE, SAINT CLOUD, MN 56304-1741 |
| Document Number | 0000865908 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 865908 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Sherburne County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,734.00 (+21.94%) | $211,700 (+1.58%) Land $45,000 Building $166,700 | $211,700 (+1.58%) Land $45,000 Building $166,700 |
| 2023 | $2,242.00 | $208,400 Land $40,000 Building $168,400 | |
| 2021 | $208,400 Land $40,000 Building $168,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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