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1045 SE Riverside Dr, Stuart, FL 34996 Property Records

Martin County property record for 1045 SE Riverside Dr, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,320 sqft · built 1918
Lot Size0.378 acres (16,466 sqft)
Owner2 Individual Names on Record
Last Sale$850,000 (Jan 2001)
Tax Bill$15,119 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-38-41-016-000-0003.1-3-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-016-000-0003.1-3-0000
Alternative APNs
  • 03-38-41-016-000-00031-3
  • 20505

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area3,320 sqft Living Area
Gross Area4,000 sqft
1st Floor Area2,312 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1988
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area16,466 sqft (0.378 acres)
Lot Dimensions100 ft deep x 90 ft wide
View / LotWaterfront
Garage TypeDetached
Garage Area528 sqft

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area512 sqft
PorchScreened Concrete Masonry Porch
Porch Area736 sqft
Deck Area107 sqft
Patio Area107 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20505
Street Address1045 SE RIVERSIDE DR
CitySTUART
StateFL
Zip34996-2522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSTUART FRUIT CO W1/2 LOT C
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionSTUART FRUIT CO
Legal Block1
Legal Lot NumberC
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1018
Census Tract800

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1045 SE RIVERSIDE DR, STUART, FL 34996-2522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2001 · Amount on Record
Deed SaleJan 29, 2001 · Amount on Record
Prior SaleSep 2, 1988 · Amount on Record
Deed Book / Page1529 / 775
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address1045 SE RIVERSIDE DR, STUART, FL 34996-2522
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031992582
DateFeb 23, 2021
Book Page3199/2582
Instrument2869797
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2041

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,119.00 (-1.03%) Additional exemption filed$899,978 (+5.99%)$2,115,470 (+19.98%) Land $1,701,000 Building $414,470
2024$15,276.00 (+1.93%)
2023$14,987.00 (+3.1%) Additional exemption filed$849,141 (+3%)$1,763,160 (+10.35%) Land $1,323,000 Building $440,160
2022$14,537.00 Homeowner's exemption$824,409$1,597,820 Land $1,228,500 Building $369,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies58 units insured
incl. 15 condo units
Nearby Flood Claims48 (1979–2022)
Claims Outside the SFHA34 of 48
Most Recent ClaimJun 2022 · tidal / storm surge
Claims by Event
  • Hurricane Frances, Sep 2004 · 23 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Blue Stream.

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